Two Wheeler Loan Srinagar
The two wheeler has now reached to the Srinagar making it easier for you to get the loan in less than a second. Srinagar is a beautiful city with the landscape around. And also the summer capital of the Jammu and Kashmir. Now you don’t have to go to the bank and stand in line for long. Through this two wheeler loan, you will get the loan in a fast way. Since it is an online process, and it is simple too. As it comes in a secured loan so the rate of interest will be less. Banks give you full help an proper guidance.
Why Two Wheeler Loan?
Two wheeler is one of the easiest modes of and also two-wheeler has always been convenient for all age groups an easy way out. There are no other charges for it and you’ll come up to save a lot of money.
The bank gives full help to the client so they can get a bike as they like. So there will be no stress when it comes in repayment.
Eligibility
| Details | Criteria |
| Age | min21 to max65 years |
| Category of Employ | Self-employ and Salaried |
| Employment Terms | For self 6months, For salaried 1year |
| Income | 6000 for self-employ and 7000 for salaried |
| Contact no. | Should be a must for both |
Documentation
| Details | Criteria |
| Id Proof | Addhaar Card/Pan Card/Voter Id/ Passport/Driver License |
| Address Proof | Addhaar Card/Pan Card/Voter Id/Passport/Driver License/Electricity Bill/Ration Card |
| Employment proof (Salaried) | Offer Letter/ Salary slip/Bank Statement |
| Employment proof (Self-employ) | Source of income/Bank Statement |
Benefits of Two-Wheeler Loan
Two-wheeler has always been beneficial from decades, it does not verify any age groups. Below is some list.
• The loan is provided to salaried and self-employed
• No charges for repayment
• This loan covers the cost of accessories
• Reasonable time payback
• Terms range from 12 to 48 months, in some cases, it may be extended.
• Credit score should be above 700
• The loan is provided to salaried and self-employed
• No charges for repayment
• This loan covers the cost of accessories
• The rate of interest will be 11.2% to 12.5%
• Credit score should be above 700
Types of Two-wheeler
Depending on the bike which you want to purchase. The interest rate will be changed.
Candidate Employment Type
Even if you are a salaried, self-employ or an individual, the rate of interest which is going to offer will be different.
Income
According to the income, the bank is going to determine the repayment of your interest rate.
How to Apply?
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