The Tamil Nadu State Apex Co-operative Bank Gold Loan

Gold Loan at 7.15% p.a

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The Tamil Nadu State Apex Co-operative Bank Gold Loan Key Features – Apply Now!

The Tamil Nadu State Apex Co-operative Bank Gold Loan Interest Rate 7.15% per annum
The Tamil Nadu State Apex Co-operative Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
The Tamil Nadu State Apex Co-operative Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
The Tamil Nadu State Apex Co-operative Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
The Tamil Nadu State Apex Co-operative Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
The Tamil Nadu State Apex Co-operative Bank Gold Loan Repayment Tenure 3 Months to 24 Months
The Tamil Nadu State Apex Co-operative Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of The Tamil Nadu State Apex Co-operative Bank Gold Loan:

  • Fast Processing: The approval and disbursal method of The Tamil Nadu State Apex Co-operative Bank Gold Loan is fast and straightforward. The loan gets usually passed in an associate hour.
  • Low-Interest Rate: The rate of gold loans square measure abundant lower as compared to alternative loans because it may be a secured loan.
  • Minimal Documentation: The documentation method is straightforward and straightforward; the smallest amount variety of documents square measure needed for approval of The Tamil Nadu State Apex Co-operative Bank gold loan.
  • Transparent System: we have a tendency to apply no hidden charges on loan. The bank aims to stay absolutely clear to you.
  • Loan Amount: The minimum quantity of loan out there to customers is Rs. 15000. Many times, it is often but Rs 10000 in remote areas.
  • Security of Jewelry: we have a tendency to square measure accountable for the safety of your gold. Thus, the gold is unbroken in fireproof vaults.
  • Loan Tenure: The tenure of the gold loan is often from three months to two years. you’ll create an alternative for the tenure per your comfort.
  • Benefits for Farmers: The Tamil Nadu State Apex Co-operative Bank provides some special offers for agricultural functions. That indicates the bank offers the farmers a rather lower Gold loan rate for agricultural usage.
  • No Debt Burden: We know that there can emerge circumstances wherein a candidate can’t remunerate the credit sum, in such a situation the moneylender won’t be under obligation as the bank will just hold onto the ornaments kept by you.
  • No financial gain bounds: There are not any such limitations relating to the regular payment or financial gain of the lender; so, anyone with any financial gain vary will avail of a gold loan anytime.

How Much Gold Loan can I Get through The Tamil Nadu State Apex Co-operative Bank Gold Loan:

The Tamil Nadu State Apex Co-operative Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

The Tamil Nadu State Apex Co-operative Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

The Tamil Nadu State Apex Co-operative Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

The Tamil Nadu State Apex Co-operative Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About The Tamil Nadu State Apex Co-operative Bank Gold Loan:

If you’re dealing with economic issues, defeat your crises with the maximum affordable option, Gold Loan. The loan this is furnished closer to gold is called Gold Loan. The borrower continues his gold adorns as collateral with the lender and takes the cash. Get on the spot approval and a hassle-unfastened process. Available on smooth documentation. A gold loan is a secured loan. Therefore, the person who has a low CIBIL score can also without difficulty avail of this service.

Though there are lots of economic banking and non-banking agencies that offer you a gold loan service, however, The Tamil Nadu State Apex Co-operative Bank Gold Loan is considered the maximum. It is a few of the most reputed and reliable banks in India. Also, It is famed for its brilliant monetary services. So, observe for The Tamil Nadu State Apex Co-operative Bank Gold Loan and avail the nice gives for your product.

  • The Tamil Nadu State Apex Co-operative Bank Gold Loan Interest Rate is 7.15% per annum
  • The Tamil Nadu State Apex Co-operative Bank Gold Loan Per Gram is ₹ 5,293
  • The Tamil Nadu State Apex Co-operative Bank Gold Loan Tenure: Up to 24 months
  • The Tamil Nadu State Apex Co-operative Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of The Tamil Nadu State Apex Co-operative Bank Gold Loan:

The Tamil Nadu State Apex Co-operative Bank provides various Gold Loan product-related schemes that can be indexed below:

  • Loan Against Gold – The Tamil Nadu State Apex Co-operative Bank offers Gold Loan at attractive interest rates to fulfil the dire budget requirement of everyone for any cause, whether or not non-public or professional or no longer. In fact, the gold loan is a secured loan; the financial institution has no risk of granting the quantity to the individual, so it is given at a lower interest charge compared to various varieties of loan merchandise.
  • Loan Against Gold for Agriculture – The Tamil Nadu State Apex Co-operative Bank provides farmers with gold loans, especially for agricultural capabilities, at a selected interest rate compared to gold loans provided for various uses. They are given specific gifts and they can demonstrate evidence to the financial institution Land that they are taking the loan for.

The Tamil Nadu State Apex Co-operative Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your The Tamil Nadu State Apex Co-operative Bank Gold Loan EMI?

Your gold loan from The Tamil Nadu State Apex Co-operative Bank is typically reimbursed under the following 3 methods of opportunity:

  • Standing Instruction (SI): In the event that you are currently an account holder with The Tamil Nadu State Apex Co-operative Bank, Standing Instruction is the first-rate and maximum reliable fee solution. Your EMI amount is credited routinely from the Tamil Nadu State Apex Co-operative Bank financial institution account you display in the direction of the stop of the month-to-month amount.
  • Electronic Clearing Service (ECS): This approach of the fee is normally implemented when you have a non-The Tamil Nadu State Apex Co-operative Bank document and may need your EMIs to be debited therefore close to to the decline of the month to month technique from the account you point out to us.
  • Post-Dated Checks (PDC): You can monitor your post-dated EMI reviews from a non-The Tamil Nadu State Apex Co-operative Bank monetary declaration at your nearest The Tamil Nadu State Apex Co-operative Bank loan Center. A one-of-a-kind model of PDCs was given to be granted quickly. It could be wonderful in case you be aware Post Dated Checks are progressing to be accrued non-ECS states as it was.

The Tamil Nadu State Apex Co-operative Bank Gold Loan Contact Number:

Call 9878981144 and accumulate on the spot assist and popularity of your The Tamil Nadu State Apex Co-operative Bank Gold Loan. You can without difficulty get to recognize the handiest gives on Gold Loan available from all of The Tamil Nadu State Apex Co-operative Bank Branches at some point of the country to avail the maximum green deal relevant on your wishes.

Gold Ornaments Accepted by The Tamil Nadu State Apex Co-operative Bank :

  • Gold jewellery, for instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of those embellishes are received through The Tamil Nadu State Apex Co-operative Bank for availing a Gold Loan.
  • Quality: The first-class of gold must be among 18 Carat to 22 Carat. Any gold decoration this is 24 Carat can’t be used while making use of for a gold loan.

Use of The Tamil Nadu State Apex Co-operative Bank Gold Loan:

The budget accrued through availing The Tamil Nadu State Apex Co-operative Bank Gold Loan carrier can be used for numerous features such as:

  • To fund any precise investments like matrimony, hiking, instalment of better lessons payments, etc.
  • For all your advertising requirements, like getting supplies, developing, promoting, etc., loan carrier is continually available.
  • You also can moreover avail of a Gold Loan for agriculture ideas. The financial institution offers decrease charges of the interest for Gold Loans which might be used for farming or linked projects.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About The Tamil Nadu State Apex Co-operative Bank Gold Loan:

  • What is The Tamil Nadu State Apex Co-operative Bank Gold Loan?

The Tamil Nadu State Apex Co-operative Bank Gold Loan is a loan kind which you simply can avail for pressing economic assist through preserving your gold as collateral with the bank. It additionally comes with enticing interest costs on Term Loan, Overdraft, and EMI primarily based totally on loan. The common Gold Loan disbursal time in India is simply forty-five minutes.

  • How can I get the Gold Loan from The Tamil Nadu State Apex Co-operative Bank?

You can get a The Tamil Nadu State Apex Co-operative Bank Gold Loan through journeying any of the gold loan approving branches in India; otherwise, you may follow online with BestLoanDeal from the consolation of your private home and take the high-quality offers and offers. It is one of the few main banks in India that has Gold Loan services.

  • What is the Gold Loan Interest Rate in The Tamil Nadu State Apex Co-operative Bank?

The Gold Loan fee in India is 7.15% in line with annum. The interest fee relies upon a number of components, namely: loan amount, loan tenure, purity of gold, and courting with the bank.

  • How much Gold Loan can I get per gram in The Tamil Nadu State Apex Co-operative Bank?

The loan per gram Gold Loan in The Tamil Nadu State Apex Co-operative Bank which you simply gets relies upon at the purity of your gold. The Tamil Nadu State Apex Co-operative Bank accepts gold of purity among 18 carats to 22 carats to supply a Gold Loan. You’ll be capable of avail up to ₹ 5,293 Per Gram in The Tamil Nadu State Apex Co-operative Bank Gold Loan.

  • How to check Gold Loan status in The Tamil Nadu State Apex Co-operative Bank?

All you need to do to decide your Tamil Nadu State Apex Co-operative Bank Gold Loan status is go to The Tamil Nadu State Apex Co-operative Bank loan fame tracker net web page and fill in the provided software for your details. You will be able to song the fame of your loan from anywhere without pause and maintain updated.

  • How to calculate Gold Loan Interest in The Tamil Nadu State Apex Co-operative Bank?

You can calculate the interest to your The Tamil Nadu State Apex Co-operative Bank Gold Loan interest via BestLoanDeal’ EMI Calculator which offers you actual quantities primarily based totally at the records you input into the calculator.

  • How to Pay The Tamil Nadu State Apex Co-operative Bank Gold Loan Interest Online?

You can effortlessly pay The Tamil Nadu State Apex Co-operative Bank Gold Loan interest online via net banking at the legitimate The Tamil Nadu State Apex Co-operative Bank loan reimbursement internet site or else; you may likewise pay off your Tamil Nadu State Apex Co-operative Bank Gold Loan on Paytm making use of your maximum favoured fee method.

  • What if I can’t pay the interest on The Tamil Nadu State Apex Co-operative Bank Gold Loan for 3 months?

The financial institution will first notify you of your incomplete dues if you do not pay your Tamil Nadu State Apex Co-operative Bank Gold Loan within 3 months. A correct crime word about the repayment and termination of the loan is sent if the charge demands cross unheard. Defaulting on your Gold Loan results in a lower ranking on your credit score and together you are responsible for facing felony movements jointly with the confiscation and public selling on your gold by the financial institution’s means.

  • How can I apply for EMI Moratorium on The Tamil Nadu State Apex Co-operative Bank Gold Loan?

You can practice for EMI Moratorium on The Tamil Nadu State Apex Co-operative Bank Gold Loan presently among the first March and thirty-first August 2020 and has were given to be achieved via way of means of contacting the Bank consumer care or travelling the nearest The Tamil Nadu State Apex Co-operative Bank branch.