State Bank of Hyderabad Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

State Bank of Hyderabad Gold Loan Key Features

State Bank of Hyderabad Gold Loan Interest Rate 7.15% per annum
State Bank of Hyderabad Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
State Bank of Hyderabad Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
State Bank of Hyderabad Gold Loan Processing Fee 1.50% of the Principal Loan Amount
State Bank of Hyderabad Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
State Bank of Hyderabad Gold Loan Repayment Tenure 3 Months to 24 Months
State Bank of Hyderabad Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of State Bank of Hyderabad Gold Loan

  • Quick Procedure: You can take a Gold Loan from State Bank of Hyderabad really and briskly without any hurdles. The loan gets customary in 60 minutes.
  • Fewer Documents: The documentation system is regular right here; fewer documents are quintessential for the gold loan in State Bank of Hyderabad.
  • Transparent System: The State Bank of Hyderabad gives entire transparency to their client; and that is, there are no unidentified expenses.
  • Amount of Loan: The least amount of mortgage that State Bank of Hyderabad can offer to their purchaser is Rs. 15,000. And, in rural sectors, it may be much less than Rs 10,000.
  • Safety of Jewellery: One vital thing to note is that the bank takes the real trepidation for the security of your gold. After this, they stored the gold in hearth-proof protection.
  • Loan Tenancy: The time-length of the Gold loan in State Bank of Hyderabad may be from three months to 2 years. After this, you may choose your luxury for that reason.
  • Profits for Agriculturalists: State Bank of Hyderabad offers some exceptional deals for farming purposes. State Bank of Hyderabad affords a minor Gold Loan interest rate for agronomic functions.
  • No Debt Issue: There can be a state of affairs like in which if an applicant isn’t always able to pay off the quantity of loan. In that example, the applicant will now not be under any money owed as the financial institution will only take keep of the applicant’s embellishes.
  • No Income margins: There aren’t any restrictions at the income or profits of the applicant; henceforward, everyone with any salary variety can follow for a gold mortgage in State Bank of Hyderabad.

How Much Gold Loan can I Get through State Bank of Hyderabad Gold Loan?

State Bank of Hyderabad Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

State Bank of Hyderabad Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

State Bank of Hyderabad Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

State Bank of Hyderabad Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About State Bank of Hyderabad Gold Loan

Life is complete of concerns and fears. Consequently, you could want coins to fight with economic problems to your lifestyles. In that case, you could get a Gold Loan from State Bank of Hyderabad to combat with the economic emergency. A gold loan is a safe loan. After, the people with a shortened CIBIL score can also, without a doubt, apply for this carrier.

However, there is a lot of money banking and non-banking organizations that can offer you with the gold mortgage; however, Gold Loan is considered the finest. State Bank of Hyderabad came into life in 1941. It is one of the most apparent and chronic banks in India. Also, it is acknowledged for its sturdy economic functions. Here the transactions are very secure.

  • State Bank of Hyderabad Gold Loan Interest Rate is 7.15% per annum
  • State Bank of Hyderabad Gold Loan Per Gram is ₹ 5,293
  • State Bank of Hyderabad Gold Loan Tenure: Up to 24 months
  • State Bank of Hyderabad Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of State Bank of Hyderabad Gold Loan

State Bank of Hyderabad gives a few plans related to the Gold Loan object which might be indexed underneath:

  • Loan Against Gold – State Bank of Hyderabad gives Gold Loan at exciting steps which might be essential to meet all of us the essential need of property for any motive whether or not man or woman or expert. The gold credit is a made sure about styles of loans, and then, the bank has no problem in giving the whole thing to the applicant, so it’s miles given at a slower step of exceptional while correlated with distinctive styles of Loan items.
  • Loan Against Gold for the Agriculture industry – State Bank of Hyderabad offers Gold Loans virtually to farming enterprise purposes to farmers at an unprecedented step of hobby whilst associated with gold loans given for different feasibility. They are given distinct proposals, and even as taking the mortgage, you should deliver the financial institution your Property proof.

State Bank of Hyderabad Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your State Bank of Hyderabad Gold Loan EMI?

  • Standing Instruction (SI): If you are currently an account holder with State Bank of Hyderabad, Standing Instruction is a dependable system to pay. Your EMI entirety will be credited obviously at the way to the month’s stop to month time frame from the State Bank of Hyderabad account your display.
  • Electronic Clearing Service (ECS): The program may be beneficial inside the incident which you have a non – State Bank of Hyderabad and may want your EMIs to be charged therefore close to the acute restrict of the month to month cycle from this report.
  • Post-Dated Checks (PDC): You can gift publish-dated EMI investigations from a non-State Bank of Hyderabad account at your nearest State Bank of Hyderabad Loan Centre. Another method of PDCs needs to be on hand in a specific manner. It could be notable within the prevalence that you be aware Post Dated Checks could be gathered non-ECS states naturally speaking.

State Bank of Hyderabad Gold Loan Contact Number

Call 9878981144 and get quick support and agreement in your State Bank of Hyderabad Gold Loan. You can now acknowledge the premium proposals on Gold Loan available from all of the State Bank of Hyderabad Branches in all around the country to gain the top deal correlated in step with your necessities.

Gold Ornaments Accepted by State Bank of Hyderabad

  • Gold Jewellery: – Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. All of these are authorised via the State Bank of Hyderabad for availing a Gold Loan.
  • Quality:- The high-quality of gold should be in between of 18 Carat to 22 Carat. Any gold earrings that are of 24 Carat can not be used for availing a gold loan.

Use of State Bank of Hyderabad Gold Loan

The belongings strong through availing the State Bank of Hyderabad Gold Loan facility which may be used for copious purposes like:

  • To fund any precise hoards inclusive of a marriage, mountain climbing, instalment of better training expenses, and so forth.
  • For all your marketing necessities, including purchasing new deliver, developing marketing, and so forth., the loan facility is accessible.
  • You can also observe for Gold Loan for farming ideas. The financial institution gives nominal fees of interest for Gold Loans which are used for agriculture or related plans.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About State Bank of Hyderabad Gold Loan

  • What is State Bank of Hyderabad Gold Loan?

State Bank of Hyderabad Gold Loan is a mortgage gadget that you can practice for pressing economic assist by way of retaining your gold as protection with the bank. Besides, they offer a few reasonable interest costs on Term Loan, Overdraft, and EMI based loan. Customary Gold Loan disbursement time at State Bank of Hyderabad is just 45 mins.

  • How can I get the Gold Loan from State Bank of Hyderabad?

You can fluently get the State Bank of Hyderabad Gold Loan by way of visiting any of the gold loan supplying branches of State Bank of Hyderabad. You can practice online with BestloanDeals by using merely sitting at your own home and get excellent offers and offers. State Bank of Hyderabad is one of the top banks in India that gives Gold Loan capabilities.

  • What is the Gold Loan Interest Rate in State Bank of Hyderabad?

The Gold Loan interest rate in State Bank of Hyderabad is 7.15% according to annum. The price of interest is difficult to several factors, namely: loan amount, mortgage time-intervals, purity of gold, and affiliation with the State Bank of Hyderabad.

  • How much Gold Loan can I get per gram in State Bank of Hyderabad?

The per gram Gold Loan in State Bank of Hyderabad that you could get relies upon at the purity of your gold. State Bank of Hyderabad determined to take the gold of purity between 18 carats to 22 carats to provide a Gold Loan. You can avail as much as ₹ 5,293 Per Gram in State Bank of Hyderabad Gold Loan.

  • How to check Gold Loan status in State Bank of Hyderabad?

To test your State Bank of Hyderabad Gold Loan status all, you need to do is, visit the State Bank of Hyderabad Loan Status Tracker web page and fill your information inside the form given there. You can tune the popularity successfully of your loan from the house and live updated.

  • How to calculate Gold Loan Interest in the State bank of Hyderabad?

You can calculate the interest on your State Bank of Hyderabad Gold Loan the use of BestloanDeals EMI Calculator which offers you blanketed amounts primarily based on the data you enter into the calculator.

  • How to Pay State Bank of Hyderabad Gold Loan Interest Online?

You can pay State Bank of Hyderabad Loan interest online via net banking at the professional State Bank of Hyderabad loan reimbursement web page. You may also refund your State Bank of Hyderabad Gold Loan on Paytm the use of your preferred fee manner.

  • What if I can’t pay the interest on the State Bank of Hyderabad Gold Loan for 3 months?

If you may now not pay your Gold Loan for three months, first of all, the financial institution will remind you of your insufficient bills. And after that, If the charge requests pass ignored an advocated prison note is despatched demanding the repayment to complete the loan. Non-price to your Gold Loan will cause a reducing in your credit score and also makes you legally answerable to stand felony actions through the financial institution as well as repossession and public sale of your gold.

  • How can I apply for EMI Moratorium on State Bank of Hyderabad Gold Loan?

You can apply now for an EMI Moratorium on State Bank of Hyderabad Gold Loan among 1st March and 31st August 2020 and needs to be completed by way of speaking the Bank’s consumer care or by using touring the nearest State Bank of Hyderabad branch.