SBI Personal Loan

Personal Loan at 9.99%*

Apply & Get Instant Approval

SBI Personal Loan Features

Eligibility Criteria Details
SBI Personal Loan Interest Rate 9.99% p.a.
Lowest EMI per lakh Rs 2124
Tenure 12 to 60 months
SBI Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges Allowed after 12 Months (2 – 4 %)
Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Min Loan Amt ₹ 50,000
Max Loan Amt ₹ 75 Lakh

Personal Loan to Fullfill all Your Needs

Instant Online Approvals

Now get instant personal loan upto Rs. 25 lac through our online facility. No need to go to any branch. From wherever you are, Simply fill an online form and within 90 seconds, get approval on your application. It is as simple as 123.

Loans up to Rs.25 lacs

We offer the highest ticket size of up to Rs. 25Lacs so that you can pursue your dreams.

Part Prepayment facility

You can prepay up to 6 times in a calendar year at any interval with the minimum amount per prepay transaction being not less than 3 EMIs.

Nil Foreclosure charges

Now you can choose to foreclose your loan anytime during your loan tenor without paying any foreclosure charges.

Eligibility Criteria

You are a salaried professional.

In the following cities, you are drawing a monthly net salary of

Rs. 40,000 or more

  1. Delhi/NCR
  2. Mumbai
  3. Hyderabad
  4. Bangalore and Chennai
  5. Thane

In the following cities, you are drawing a monthly net salary of

Rs. 35,000 or more

  1. Ahmedabad
  2. Pune
  3. Kolkata

In the following cities, you are drawing a monthly net salary of

Rs. 35,000 or more

  1. Aurangabad
  2. Baroda
  3. Chandigarh
  4. Cochin
  5. Coimbatore
  6. Gandhinagar
  7. Ludhiana
  8. Madurai
  9. Mandi Gobindgarh
  10. Indore
  1. Jaipur
  2. Jalandhar
  3. Jamshedpur
  4. Jodhpur
  5. Karnal
  6. Khanna
  7. Kolhapu
  8. Ludhiana
  9. Madurai
  10. Mohali
  11. Mysore
  1. Nagpur
  2. Nasik
  3. Panchkula
  4. Panipat
  5. Rajkot
  6. Vijayawada
  7. Yamunanagar

Documents Required

Financials Salary slips of last 3 months Latest 2 months salary slip
Bank Statements Latest 3 months salary account bank statement
Employment Proof Employee ID card and visiting card
Work experience documents Current employment Appointment letter / Form 16 / 1 year old salary slip
Previous employment Appointment letter / Form 16 / Promotion letters/ transfer / confirmation letters / previous salary slip
KYC Identity proof Passport / Voters ID card / Driving license / PAN card
Address proof Passport / Driving license / Ration card / Latest mobile bill / Letter from employer (with HR /Admin sign)
Signature proof Passport / PAN Card / Driving license / Photo credit card (front only) / Banker verification letter ( Only online)
Age proof Passport/ PAN Card / Driving license / Birth certificate


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