Personal Loan Guwahati

Personal Loan at 9.99%*

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Personal Loan Guwahati


What is Personal Loan?

Loan given to an individual to cater and satisfy his own personal needs is known as a Personal Loan.
Hard times are faced by everybody. In that case, it is difficult to arrange cash and difficult to ask for money from the relatives. Now overcome your crises without any difficulty or borrowing from any of your friends or relatives. Apply for Personal Loan Guwahati and avail the best offers.

About Guwahati:
 Guwahati is the largest city of Assam and Northeastern India, a major riverine port city and one of the fastest growing cities in India, situated on the South Bank of the Brahmaputra River.

 

Features

  • Minimal paperwork
  • Guidance throughout the process, making process hassle free
  • Doorstep service at your comfort
  • Simplified documentation
  • Flexible repayment options
  • Apply Online and Get Quick Approval
  • Loan disbursal in 72 hours after submission of documents
  • Check your Personal Loan Eligibility.

Personal Loan Eligibility

For Salaried Individuals

Criteria*

Salaried

Age

22 years – 65 years.

Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

Total years in job/profession

2 Years

Years in current residence

1 Year (One Day if in a Super A Company)

For Self Employed Individuals

Criteria*

Self Employed

Age

23 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years

Minimum Turnover

Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials

Minimum Profit After Tax

Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials

Business Stability

In current business for at least 5 years and minimum 3 years for doctors

Existing relationship with the bank

Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track asrequired

Personal Loan Documents


List of documents for Salaried

  1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  3. Latest 3 months Bank Statement (where salary/income is credited).
  4. Salary slips for last 3 months.
  5. 2 Passport Size photographs.
  6. List of documents for Self-Employed

KYC Documents : Proof of Identity; Address proof; DOB proof.

  1. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  2. Income proof (audited financials for the last two years).Latest 6 months Bank statement.
  3. Office address proof.
  4. Proof of residence or office ownership.
  5. Proof of continuity of business.

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