Nainital Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Nainital Bank Gold Loan Key Features – Apply Now!

Nainital Bank Gold Loan Interest Rate 7.15% per annum
Nainital Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Nainital Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Nainital Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Nainital Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Nainital Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Nainital Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Nainital Bank Gold Loan

  • Fast Procedure: You can get a Gold Loan from Nainital Bank certainly and in a timely fashion without any hurdles. The loan gets regularly occurring in only 60 minutes.
  • Fewer Documents: The documentation manner is constant right here; fewer documents are quintessential for the gold mortgage in Nainital Bank.
  • Transparent System: The Nainital Bank gives complete transparency to their consumer; and this is, there are not any unidentified costs.
  • Amount of Loan: The least quantity of mortgage that Nainital Bank can provide to their customer is Rs. 15,000. And, in rural sectors, it could be much less than Rs 10,000.
  • Safety of Jewellery: One vital component to the word is that the bank takes the real trepidation for the safety of your gold. After this, they kept the gold in fireplace-proof safety.
  • Loan Tenancy: The time-length of the Gold mortgage in Nainital Bank may be from three months to two years. After this, you could choose your luxurious consequently.
  • Profits for Agriculturalists: Nainital Bank gives a few special offers for farming functions. Nainital Bank provides a nominal Gold Loan interest price for agronomic functions.
  • No Debt Issue: There may be a situation like in which if an applicant is not able to pay off the amount of loan, in that instance the applicant will no longer be under any money owed because the bank will only take hold of the applicant’s ornaments.
  • No Income margins: There are no regulations on the salary or income of the applicant; henceforward, all of us with any profits range can observe for a gold loan in Nainital Bank.

How Much Gold Loan can I Get through Nainital Bank Gold Loan?

Nainital Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Nainital Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Nainital Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Nainital Bank Gold Loan Interest Rate, Fees, and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Nainital Bank Gold Loan

Life is full of worries and fears. Consequently, you could want cash to combat financial issues for your lifestyles. In that case, you may get a Gold Loan from Nainital Bank to combat with the monetary emergency. A gold mortgage is a safe loan. After, the human beings with a shortened CIBIL score also can indeed observe for this provider.

However, there is lots of money banking and non-banking agencies that could offer you with the gold loan; however, Gold Loan is considered the best. Nainital Bank came into lifestyles in 1922. Also, it’s far recognized for its sturdy economic functions. Here the transactions are very comfortable.

  • Nainital Bank  Gold Loan Interest Rate is7.15% per annum
  • Nainital Bank Gold Loan Per Gram is ₹5,293
  • Nainital Bank Gold Loan Tenure: Up to 24 months
  • Nainital Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST.

Types of Nainital Bank Gold Loan

Nainital Bank offers a few plans associated with the Gold Loan object which might be listed underneath:

  • Loan Against Gold – Nainital Bank gives Gold Loan at thrilling steps which can be essential to meet absolutely everyone’s critical need of belongings for any reason whether man or woman or professional. The gold credit score is a truly made particular approximately sort of loans. Then, the bank has no difficulty in giving the entirety to the applicant, so it is given at a slower step of excellent while co-associated with distinct forms of Loan items.
  • Loan Against Gold for the Farming enterprise – Nainital Bank gives Gold Loans without a doubt to farming industry purposes to farmers at an unprecedented step of interest when related to gold loans given for distinct feasibility. They are given one of a kind gives and at the factor taking the loan you have to give the financial institution your Property evidence.

Nainital Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Nainital Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are recently account holder with Nainital Bank, Standing Instruction is an exceptionally dependable manner to pay. Your EMI entirety may be credited mechanically on the way to the month’s end to month time body from the Nainital Bank account you display.
  • Electronic Clearing Service (ECS): The program may be beneficial inside the incident which you have a non – Nainital Bank and can want your EMIs to be charged as a result near the extreme restrict of the month to month cycle from this report.
  • Post-Dated Checks (PDC): You can present put up-dated EMI investigations from a non-Nainital Bank account at your nearest Nainital Bank Loan Centre. Another method of PDCs must be available in a unique way. It may be extraordinary in the prevalence that you notice Post Dated Checks will be accrued non-ECS states commonly talking.

Nainital Bank Gold Loan Contact Number

Call 9878981144 to resolve your issues and acknowledgement of the available opportunities and deals offered by the Nainital Bank Gold Loan.

Gold Ornaments Accepted by Nainital Bank

  • Gold Jewelry – Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. All of those is permitted by using Nainital Bank for availing a Gold Loan.
  • Quality – The first-class of gold ought to be in between of 18 Carat to 22 Carat. Any gold ornament that is 24 Carat can’t be used for a gold loan.

Use of Nainital Bank Gold Loan

The assets substantial via availing the Nainital Bank Gold Loan facility which can be used for copious functions like:

  • To fund any specific hoards consisting of a marriage, mountain climbing, instalment of better training fees, and so on.
  • For all your advertising and marketing necessities, together with procuring new deliver, developing advertising and marketing, and so forth., the mortgage facility is available.
  • You also can observe for Gold Loan for farming ideas. The bank offers nominal prices of interest for Gold Loans that are used for agriculture or associated plans.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About Nainital Bank Gold Loan

  • What is the Nainital Bank Gold Loan?

The Nainital Bank is a funding organization that gives a gold loan to its customers at an affordable interest rate, in exchange for gold. It’s documentation processes clean and facile.

  • How can I get the Gold Loan from the Nainital Bank?

Receive the gold loan from the Nainital Bank by visiting the nearest branch of the respective bank, or you can also apply for it online at BestLoanDeal.

  • What is the Gold Loan Interest Rate in Nainital Bank?

The Interest Rate for Gold Loan in Nainital Bank is 7.15% per annum.

  • How much Gold Loan can I get per gram in Nainital Bank?

You can profit up to ₹ 5,293 Per Gram in Nainital Bank Gold Loan.

  • How to check Gold Loan status in the Nainital Bank?

The customers review the gold loan status by visiting the neighbouring branch of the Nainital Bank or by clicking on the tracker webpage and fill the given details.

  • How to calculate Gold Loan Interest in the Nainital Bank?

The EMI calculator can calculate detailed figures of gold loan interest in the Nainital Bank.

  • How to Pay Nainital Bank Gold Loan Interest Online?

You can pay Nainital Bank Gold Loan interest online through net banking, or you can also repay your Nainital Bank Gold Loan on Paytm or the most preferred payment method of yours.

  • What if I can’t pay the interest on the Nainital Bank Loan for 3 months?

 In case, repayment is not made of the interest on the Dena Bank for three months then you will be pleased for the respective contribution, and still if the hearing goes unheard, then the Dena bank will be forced to step up for legitimate activities.

  • How can I apply for EMI Moratorium on the Nainital Bank Gold Loan?

To apply for EMI Moratorium on Nainital Bank Gold Loan now between first March and 31st August 2020. It should be finished by calling the customer care of the bank or visiting the closest Nainital Bank office.