Gold Loan Kolkata

Gold Loan at 7.15% p.a

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Best Banks for Gold Loan in Kolkata:

Feature

HDFC Bank

ICICI Bank

Muthoot Finance

Interest Rate

9.90%

10.50%

12%

Min Loan Amt

Metro : 25000, Non : 15000

25000

15000

Max Loan Amt

1 Cr

1 Cr

1 Cr

Loan Tenure

3 months to 24 months

9 months to 24 months

1 month to 24 months

Processing Fee

0.25% to 1.50% of the Loan Amt

0.25% to 1.50%

Nil

Preclosure Chgs

2%, Nil foreclosure charges after 3 months

2%, Nil foreclosure charges after 9 months

Nil

Overdraft Facility

Yes

Yes

Yes

Pay Only Interest Facility

Yes

Yes

Yes

Gold Rate Per Gram

2500

2600

2700*

Gold Loan Kolkata Features:

Gold Loan Kolkata

During a crisis, do you go through some kind of financial condition in any way? For many people, the lack of cash has become a great concern. Try not to stress; with each question, Gold Loan has the answer. This loan is, basically, backed by minimal documents. This loan will be approved in 48 hours if the confirmation process is done. The Kolkata Gold Loan is a secured loan that has benefited purchasers at respectable interest rates.

To take a Gold Loan and agree on an acceptable credit record, the borrower must have a good and robust supply of financial benefits. And for the Gold loan, the salary of the employee is not reduced. At any time and from anywhere, the borrower will be ready to accept the loan.

Gold Loan Rate Per Gram Today in Kolkata:

Bank Gold Loan Per Gram – Updated October 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

24 Carat

Gold Purity

22 Carat

Gold Purity

20 Carat

Gold Purity

18 Carat

1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

 

Gold Loan in Kolkata Interest Rates and Charges:

Feature

Gold Loan

Processing Fee

Tenure

Interest Rate

HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1% 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

 

Gold Loan in Kolkata Documents Required:

  1. Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
  2. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  3. Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
  4. Two passport size photographs.

Additional Documents Required for Gold Loan in Kolkata:

  1. The Proof of Land: More than Rs.1 lac. There is no need for proof for unique agricultural projects in the sense of the Agronomy Loan, then.
  2. Salary Proof: Declaration of Salary and Form No.16
  3. A Promissory Letter.
  4. Ornament Appraiser Certificate (The bank will arrange it for a candidate).

Gold Loan in Kolkata Eligibility Criteria:

  1. The minimum age required by the bank for the applicant is 21 years, and a maximum of 60 years.
  2. The customer must be an Indian resident.

Gold Loan in Kolkata Agent and Contact Number:

BestLoanDeal is the leading Kolkata agent for the use of gold lending. At BestLoanDeal, you can easily fill out a basic online application quickly.

BestLoanDeal helps you to find the best choice for banks and NBFCs by providing you with a detailed market study of various banks so that you can make the correct decision. Visit our BestLoanDeal website to fill in a simple application with your personal and work details. Our customer relationship managers will soon get in touch with you.

Call 9878981144 in Kolkata and immediately obtain personal loan assistance and approval.

Pre Calculated EMI Table for Gold Loan in Kolkata:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

About Kolkata:

Calcutta, the official name until 2001, is the capital of the Indian state of West Bengal, situated on the eastern bank of the Hooghly River, about 80 kilometres west of the Bangladesh border. It is eastern India’s prime business, commercial and financial hub and the critical port of communication for the North-East Indian States, as well as India’s third-largest urban economy.

Kolkata is the seventh most populated city in India, with a population of 4.5 million inhabitants within the city limits, and a population of over 14.1 million inhabitants in the Calcutta Metropolitan Area, according to the 2011 Indian census, rendering it the third-most populous metropolitan area in India. The Port of Kolkata is the oldest operational port in India and the only major port on the river. Kolkata is renowned for the historical and architectural importance of the city as the “cultural capital of India”.

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