Gold Loan Kolkata

Best Banks for Gold Loan in Kolkata:

Feature	HDFC Bank	ICICI Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Kolkata Features:

During a crisis, do you go through some kind of financial condition in any way? For many people, the lack of cash has become a great concern. Try not to stress; with each question, Gold Loan has the answer. This loan is, basically, backed by minimal documents. This loan will be approved in 48 hours if the confirmation process is done. The Kolkata Gold Loan is a secured loan that has benefited purchasers at respectable interest rates.

To take a Gold Loan and agree on an acceptable credit record, the borrower must have a good and robust supply of financial benefits. And for the Gold loan, the salary of the employee is not reduced. At any time and from anywhere, the borrower will be ready to accept the loan.

Gold Loan Rate Per Gram Today in Kolkata:

Bank Gold Loan Per Gram – Updated October 2020

Updated - Gold Loan Per Gram Rate
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4680	4290	3900	3510
10 gram	46800	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

 

Gold Loan in Kolkata Interest Rates and Charges:

Feature	Gold Loan	Processing Fee	Tenure
	Interest Rate
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
ICICI Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1%	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

 

Gold Loan in Kolkata Documents Required:

1. Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
2. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
4. Two passport size photographs.

Additional Documents Required for Gold Loan in Kolkata:

1. The Proof of Land: More than Rs.1 lac. There is no need for proof for unique agricultural projects in the sense of the Agronomy Loan, then.
2. Salary Proof: Declaration of Salary and Form No.16
3. A Promissory Letter.
4. Ornament Appraiser Certificate (The bank will arrange it for a candidate).

Gold Loan in Kolkata Eligibility Criteria:

1. The minimum age required by the bank for the applicant is 21 years, and a maximum of 60 years.
2. The customer must be an Indian resident.

Gold Loan in Kolkata Agent and Contact Number:

BestLoanDeal is the leading Kolkata agent for the use of gold lending. At BestLoanDeal, you can easily fill out a basic online application quickly.

BestLoanDeal helps you to find the best choice for banks and NBFCs by providing you with a detailed market study of various banks so that you can make the correct decision. Visit our BestLoanDeal website to fill in a simple application with your personal and work details. Our customer relationship managers will soon get in touch with you.

Call 9878981144 in Kolkata and immediately obtain personal loan assistance and approval.

Pre Calculated EMI Table for Gold Loan in Kolkata:

Rate of Interest	6 months	1 Yr	2 Yrs	3 Yrs
7.00%	17008	8652	4477	3088
8.00%	17058	8699	4523	3134
8.50%	17082	8722	4546	3157
9.00%	17107	8745	4568	3180
9.50%	17131	8678	4591	3203
10.00%	17156	8791	4614	3227
10.50%	17181	8815	4637	3250
11.00%	17205	8838	4661	3274
11.50%	17230	8861	4684	3298
12.00%	17254	8885	4707	3321
12.50%	17279	8908	4731	3345
13.00%	17304	8932	4754	3369
13.50%	17329	8955	4778	3393
14.00%	17354	8979	4801	3418
14.50%	17378	9002	4825	3442
15.00%	17403	9026	4845	3466

 

About Kolkata:

Calcutta, the official name until 2001, is the capital of the Indian state of West Bengal, situated on the eastern bank of the Hooghly River, about 80 kilometres west of the Bangladesh border. It is eastern India’s prime business, commercial and financial hub and the critical port of communication for the North-East Indian States, as well as India’s third-largest urban economy.

Kolkata is the seventh most populated city in India, with a population of 4.5 million inhabitants within the city limits, and a population of over 14.1 million inhabitants in the Calcutta Metropolitan Area, according to the 2011 Indian census, rendering it the third-most populous metropolitan area in India. The Port of Kolkata is the oldest operational port in India and the only major port on the river. Kolkata is renowned for the historical and architectural importance of the city as the “cultural capital of India”.

Gold Loan in Other Cities:

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