Dhanlaxmi Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Dhanlaxmi Bank Gold Loan Key Features

Dhanlaxmi Bank Gold Loan Interest Rate 7.15% per annum
Dhanlaxmi Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Dhanlaxmi Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Dhanlaxmi Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Dhanlaxmi Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Dhanlaxmi Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Dhanlaxmi Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Dhanlaxmi Bank Gold Loan

  • Easy procedure: You execute solely and without problems take a Gold loan from Dhanlaxmi Bank except for somebody obstacles. In only 60 minutes, the loan is allowed.
  • Fewer documents: The development concerning the documentation right here is steady; fewer archives are required for the Dhanlaxmi Bank Gold loan.
  • Transparent System: The Dhanlaxmi Bank proposals completed transparency after their client; yet to that amount is, at that place are no unidentified fees.
  • Loan amount: The minimal aggregation of mortgage to that amount do keep given after the consumer utilizing Dhanlaxmi Bank is Rs. 15,000 and, such perform remain inferior to Rs 10,000 for peasant districts.
  • Jewellery safety: An essential element in conformity with taking into account is to that amount the bank takes completed responsibility because of the protection concerning thine gold. They kept the gold between fire-proof security afterwards.
  • Loan Tenancy: The time-interval of the Gold mortgage between Dhanlaxmi Bank be able to stay from three months in conformity with two years. Afterwards, thou can pick thine luxury accordingly.
  • Profits because of Agriculturalists: Dhanlaxmi Bank provides half exclusive offers because of agricultural purposes. Dhanlaxmi Bank offers a nominal Gold Loan activity dimension for agricultural purposes.
  • No Debt Issue: There is a group of instances kind of at some point of as agreement an ethnical is not geared up following reciprocating the amount concerning the loan, in that instance, the human.
  • No earnings limits: there are no obstacles regarding the applicant’s revenue yet income; someone individual including somebody engages length may also apply following Dhanlaxmi Bank because of a Gold loan from at present.

How Much Gold Loan can I Get through Dhanlaxmi Bank Gold Loan

Dhanlaxmi Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Dhanlaxmi Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Dhanlaxmi Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Dhanlaxmi Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Dhanlaxmi Bank Gold Loan

Life is fraught, including concerns yet fears. You are able after wanting cash in imitation of struggle, including economic troubles in life. In to that amount scenario, ye can get a Dhanlaxmi Bank Gold Loan in imitation of handle the economic emergency. A gold loan is a loan it truly is secure. After that, it employs can also keep requested by men and women along with a decreased CIBIL ranking.

There are, however, a variety of money banking and non-banking enterprises up to expectation can provide you together with the gold loan; however, that is viewed as the most significant riches loan. In 1927, Dhanlaxmi Bank came into being. In India, that is the best or passive banks. It is also famed because of its powerful financial characteristics. The transactions here are at all secure.

  • Dhanlaxmi Bank Gold Loan Interest Rate is 7.15% per annum.
  • Dhanlaxmi Bank Gold Loan Per Gram is ₹ 5,293
  • Dhanlaxmi Bank Gold Loan Tenure: Up to 24 months
  • Dhanlaxmi Bank Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of Dhanlaxmi Bank Gold Loan

Dhanlaxmi Bank presents half plans allied after the Gold Loan item which are listed below:

  • Loan Against Gold – Dhanlaxmi Bank gives Gold Loan within exciting steps as are indispensable because of any cause, whether singular or professional, in conformity with fulfilling anyone’s critical necessity because of assets. The form over loans is ensured by utilizing the gold credit. Therefore the bank has no danger concerning offering the total to the borrower consequently as the benefit is offered at a lower board when combined including one of a kind sorts about the mortgage items.
  • Loan Against Gold because the agriculture sector – Dhanlaxmi Bank mainly provides ranchers with gold loans because praedial enterprise purposes at a rare degree of a pastime then combined in conformity with gold loans issued because of more than a few possibilities. Multiple gives are given, yet at the era about arrival the loan, thou bear in imitation of giving the bank proof of your house.

Dhanlaxmi Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Dhanlaxmi Bank Gold Loan EMI?

  • Standing Instruction (SI): If thou are presently a Dhanlaxmi Bank calculation holder, the Standing Instruction is an extremely secure charge process. Your entire EMI would logically remain credited from the Dhanlaxmi Bank calculation thou try about the way according to the give up regarding the month after the month age period.
  • Electronic Clearing Service (ECS): The software might also lie useful of the obtaining so much though hold a non – Dhanlaxmi Bank then pleasure want then EMIs according to stay charged subsequently shut according to the highest power on the month according to month period from that record.
  • Post-Dated Checks (PDC): At your nearest Dhanlaxmi Bank Loan Centre, ye can make current post-dated EMI investigations beyond a non-Dhanlaxmi Bank account. Another PDC approach should keep handy in a real way. It would stay excellent in imitation of notice that Post Dated Checks would typically keep accrued among non-ECS states.

Dhanlaxmi Bank Gold Loan Contact Number

Call at 9878981144 and arrive instantaneous assist or agreement for you Dhanlaxmi Bank Gold Loan. You perform nowadays comprehend the top rate provides over Gold Loan available out of entire the Dhanlaxmi Bank Branches into whole above India in imitation of acquiring the pinnacle deal attached according to in imitation of the requirements.

Gold Ornaments Accepted by Dhanlaxmi Bank 

Gold Jewellery-Gold Bangles, Gold Rings, Gold Anklets, Gold Necklaces, etc. are every allowed under absorbing a Gold Loan from Dhanlaxmi Bank.

Gold Value-The charge on riches must spread out of 18 in conformity with 22 carats. Every riches ornament, as is 24 Carat, be able no longer remain used under absorbing a gold loan.

Use of Dhanlaxmi Bank Gold Loan

The belongings are secure by the makes use of on the Dhanlaxmi Bank Gold Loan facility, who execute stand back because of much purposes, specific as:

  • To funds partial specific hoards individual as much marriage, climbing, more outstanding education virtue payments, etc.
  • Loan facilities are on hand because of fundamental thine advertising needs, particular as much purchasing new supplies, creation marketing, etc.
  • You might also pray because of an Agrarian Ideas Gold Loan. For gold loans so much are used because culture and associated plans, the financial institution presents small interest charges.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

FAQs About Dhanlaxmi Bank Gold Loan

  • What is Dhanlaxmi Bank Gold Loan?

The Dhanlaxmi Bank Gold Loan is a loan system that allows you to apply for important financial assistance by keeping the bank safe with your gold. It also comes with great interest rates on loans dependent on Term Loan, Overdraft, and EMI. At Dhanlaxmi n Bank, Customary Gold Loan disbursement time is just 45 minutes.

  • How can I get the Gold Loan from Dhanlaxmi Bank?

You can fluently get the Dhanlaxmi Bank Gold Loan by visiting any of the gold loan offering branches of Dhanlaxmi Bank, or you can apply online with BestloanDeals by just sitting at your home and get the best agreements and proposals. Dhanlaxmi Bank is one of the central banks in India that offers Gold Loan features.

  • What is Gold Loan Interest Rate in Dhanlaxmi Bank?

The Dhanlaxmi Bank Gold Loan interest rate is 7.15% per annum. The rate of interest is subject to many factors, namely: loan amount, loan time-periods, purity of gold, and connotation with Dhanlaxmi Bank.

  • How much Gold Loan can I get per gram in Dhanlaxmi Bank?

The per gram Gold Loan in Dhanlaxmi Bank that you can get depends on the purity of your gold. Dhanlaxmi Bank decided to take the gold of purity between 18 carats to 22 carats to offer a Gold Loan. You can avail up to ₹ 5,293 Per Gram in Dhanlaxmi Bank Gold Loan.

  • How to check Gold Loan status in Dhanlaxmi Bank?

To check your Dhanlaxmi Bank Gold Loan status all, you need to do is, visit the Dhanlaxmi Bank Loan Status Tracker web page and fill your details in the form given there and you can track the status resourcefully of your loan from residence and stay updated.

  • How to calculate Gold Loan Interest in Dhanlaxmi Bank?

You can calculate the interest on your Dhanlaxmi Bank Gold Loan using BestloanDeals EMI Calculator which gives you protected amounts based on the info you enter into the calculator.

  • How to Pay Dhanlaxmi Bank Gold Loan Interest Online?

You can pay Dhanlaxmi Bank Loan interest online through net banking on the official Dhanlaxmi Bank loan compensation web page or else, you can also refund your Dhanlaxmi Bank Gold Loan on Paytm using your selected payment process.

  • What if I can’t pay the interest on Dhanlaxmi Gold Loan for 3 months?

If you do not pay your Gold Loan for 3 months, firstly the Bank will remind you of your due payments. After that, if the payment requests are disregarded an endorsed legal notice is sent charging the compensation and to finish of the loan. Non-payment on your Gold Loan will lead to a diminishing of your credit score and also makes you legally accountable to face legal actions by the Bank as well as seizure and auction of your gold.

  • How can I apply for EMI Moratorium on Dhanlaxmi Bank Gold Loan?

You can appeal for an EMI Moratorium on Dhanlaxmi Bank Gold Loan now within 1st March and 31st August 2020 and has to be performed by communicating the Bank’s customer care or by visiting the nearest Dhanlaxmi Bank branch.