Dena Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Dena Bank Gold Loan Key Features

Dena Bank Gold Loan Interest Rate 7.15% per annum
Dena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Dena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Dena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Dena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Dena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Dena Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Dena Bank Gold Loan:

  • Active Mechanism: The Dena Bank provides speedy practice with dedicated assistance. The loan is endorsed within an hour.
  • Vitreous Structure: Dena Bank has a justifiable system; mainly, it has no supplementary charges.
  • Amount of Loan: The extent of the gold loan in Dena Bank is 15000, and for the rustic areas it is Rs. 10000.
  • Safety of Jewellery: The Dena Bank compulsorily gives the insurance of gold products.
  • Loan Tenure: The period of 3 months to 2 years is enough for availing a gold loan by Dena Bank. The applicants make a decision depending on their requirements.
  • Benefits for Farmers: Providing advantages to the customers counting low-interest rates will help the farmers further in completing agricultural-related projects.
  • No Debt Burden: Wondering about the time when you are not sufficient enough to repay the amount? Nothing to worry about, Dena Bank will not put your under debt charges it will just seize your gold for a certain period.
  • No Income Bonds: Dena Bank does not disappoint its customers by not providing them with loans because of less salary. Anybody can apply for a gold loan in the respective bank.

How Much Gold Loan can I Get through Dena Bank Gold Loan:

Dena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Dena Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Dena Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Dena Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Dena Bank Gold Loan?

Dena Bank as the most prestigious banking institute apart from other banking and non-banking companies brings magnificent services for the customers by allowing them to avail of a gold loan corresponding to the gold embellishments provided by the borrowers. Dena Bank helps its customers in overcoming their crisis related to money and suffice them with its safest and smoothest financing service.

  • Dena Bank  Gold Loan Interest Rate is7.15% per annum
  • Dena Bank Gold Loan Per Gram is ₹5,293
  • Dena Bank Gold Loan Tenure: Up to 24 months
  • Dena Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Dena Bank Gold Loan:

  • Loan Against Gold – Dena Gold Loan endorse loan at an attractive banking rate so that the applicants can have a sufficient amount to fulfil their short-term and long-term needs. Gold Loan is unlike other loans, it is secured, and thus, banks see no risk in lending a considerable amount to the applicants.
  • Loan Against Gold for Agriculture – Dena Bank provides Gold Loans to the farmers at a low-interest rate in addition to some special privileges, unlike other kinds of loans used for different purposes. The bank asks for land proofs to provide a considerable amount.

Dena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Dena Bank Gold Loan EMI?

  • Standing Instruction (SI): Being a current statement holder with Dena Bank, the most trustworthy process for repayment is Standing Instruction. Monthly, your EMI amount will be credited unequivocally to the Dena Bank record.
  • Electronic Clearing Service (ECS): This step can be further taken if you have a non-Dena Bank record and might need your EMIs to be charged monthly from the Dena Bank account.
  • Post-Dated Checks (PDC): Post-dated EMIs evaluated from non-Dena Bank at the nearest loan centre of Dena Bank. Newly-made PDCs should be given on time.

Dena Bank Gold Loan Contact Number

Call 9878981144 for resolving your doubts and acknowledging the available opportunities and deals offered by the Dena Bank Gold Loan.

Gold Ornaments Accepted by Dena Bank:

  • Gold Jewellery:  For instance, Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. all of these are accepted by Dena Bank for availing a Gold Loan.
  • Quality: Pure gold that values 18-22 carats should be given for security.

Use of Dena Bank Gold Loan:

  • You can determine all the business requirements like purchasing fresh supplies, building your market, etc.
  • Personal demands need to be fulfilled like medical-related, education, etc.
  • Cultivators and their natural projects should be in demand to get accomplished.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About Dena Bank Gold Loan

  • What is the Dena Bank Gold Loan?

The Dena Bank is a banking institution that provides a gold loan to its customers at a reasonable interest rate, in exchange for gold. It offers a reasonable rate of interest with clean documentation.

  • How can I get the Gold Loan from the Dena Bank?

Receive the gold loan from the Dena Bank by visiting the nearest branch of the respective bank, or you can also apply for it online at BestLoanDeal.

  • What is the Gold Loan Interest Rate in Dena Bank?

The Gold Loan Interest Rate in Dena Bank is 7.15% per annum.

  • How much Gold Loan can I get per gram in Dena Bank?

You can profit up to ₹ 5,293 Per Gram in Dena Bank Gold Loan.

  • How to check Gold Loan status in the Dena Bank?

The customers can go through the gold loan status by visiting the neighbouring branch of the Dena Bank or by following the tracker webpage and fill the given details.

  • How to calculate Gold Loan Interest in the Dena Bank?

The EMI calculator can calculate accurate figures of gold loan interest in the Dena Bank.

  • How to Pay Dena Bank Gold Loan Interest Online?

You can pay Dena Bank Gold Loan interest online through net banking, or you can also repay your Dena Bank Gold Loan on Paytm.

  • What if I can’t pay the interest on the Dena Bank Loan for 3 months?

In case, repayment is not made of the interest on the Dena Bank for three months then you will be pleased for the respective contribution, and still if the hearing goes unheard, then the Dena bank will be forced to step up for legitimate activities.

  • How can I apply for EMI Moratorium on the Dena Bank Gold Loan?

Applying for EMI Moratorium on Dena Bank Gold Loan now between first March and 31st August 2020. It should be finished by calling the customer care of the bank or visiting the closest Dena Bank office.