Chaitanya Godavari Grameena Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Chaitanya Godavari Grameena Bank Gold Loan Key Features – Apply Now!

Chaitanya Godavari Grameena Bank Gold Loan Interest Rate 7.15% per annum
Chaitanya Godavari Grameena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Chaitanya Godavari Grameena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Chaitanya Godavari Grameena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Chaitanya Godavari Grameena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Chaitanya Godavari Grameena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Chaitanya Godavari Grameena Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Chaitanya Godavari Grameena Bank Gold Loan

  • Quick Procedure: You can take a Gold Loan from Chaitanya Godavari Grameena Bank really and briskly without any hurdles. The loan gets customary in 60 minutes.
  • Fewer Documents: The documentation system is regular right here; fewer documents are quintessential for the gold loan in Chaitanya Godavari Grameena Bank.
  • Transparent System: The Chaitanya Godavari Grameena Bank gives entire transparency to their client; and that is, there are no unidentified expenses.
  • Amount of Loan: The least amount of mortgage that Chaitanya Godavari Grameena Bank can offer to their purchaser is Rs. 15,000. And, in rural sectors, it may be much less than Rs 10,000.
  • Safety of Jewellery: One vital thing to note is that the bank takes the real trepidation for the security of your gold. After this, they stored the gold in hearth-proof protection.
  • Loan Tenancy: The time-length of the Gold loan in Chaitanya Godavari Grameena Bank may be from three months to 2 years. After this, you may choose your luxury for that reason.
  • Profits for Agriculturalists: Chaitanya Godavari Grameena Bank offers some exceptional deals for farming purposes. Chaitanya Godavari Grameena Bank affords a minor Gold Loan interest rate for agronomic functions.
  • No Debt Issue: There can be a state of affairs like in which if an applicant isn’t always able to pay off the quantity of loan. In that example, the applicant will now not be under any money owed as the financial institution will only take keep of the applicant’s embellishments.
  • No Income margins: There aren’t any restrictions at the income or profits of the applicant; henceforward, everyone with any salary variety can follow for a gold mortgage in Chaitanya Godavari Grameena Bank.

How Much Gold Loan can I Get through Chaitanya Godavari Grameena Bank Gold Loan?

Chaitanya Godavari Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Chaitanya Godavari Grameena Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Chaitanya Godavari Grameena Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Chaitanya Godavari Grameena Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Chaitanya Godavari Grameena Bank Gold Loan

Life is complete of concerns and fears. Consequently, you could want coins to fight with economic problems to your lifestyles. In that case, you could get a Gold Loan from Chaitanya Godavari Grameena Bank to combat with the economic emergency. A gold loan is a safe loan. After, the people with a shortened CIBIL score can also, without a doubt, apply for this carrier.

However, there is a lot of money banking and non-banking organizations that can offer you with the gold mortgage; however, Gold Loan is considered the finest. Chaitanya Godavari Grameena Bank came into life in 2006. It is one of the most apparent and chronic banks in India. Also, it is acknowledged for its sturdy economic functions. Here the transactions are very secure.

  • Chaitanya Godavari Grameena BankGold Loan Interest Rate is 7.15% per annum
  • Chaitanya Godavari Grameena BankGold Loan Per Gram is ₹ 5,293
  • Chaitanya Godavari Grameena BankGold Loan Tenure: Up to 24 months
  • Chaitanya Godavari Grameena BankGold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of Chaitanya Godavari Grameena Bank Gold Loan

Chaitanya Godavari Grameena Bank gives a few plans related to the Gold Loan object which might be indexed underneath:

  • Loan Against Gold – Chaitanya Godavari Grameena Bank gives Gold Loan at exciting steps which might be essential to meet all of us the essential need of property for any motive whether or not man or woman or expert. The gold credit is a made sure about styles of loans, and then, the bank has no problem in giving the whole thing to the applicant, so it’s miles given at a slower step of exceptional while correlated with distinctive styles of Loan items.
  • Loan Against Gold for the Agriculture industry – Chaitanya Godavari Grameena Bank offers Gold Loans virtually to farming enterprise purposes to farmers at an unprecedented step of hobby whilst associated with gold loans given for different feasibility. They are given distinct proposals, and even as taking the mortgage, you should deliver the financial institution your Property proof.

Chaitanya Godavari Grameena Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Chaitanya Godavari Grameena Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are currently an account holder with Chaitanya Godavari Grameena Bank, Standing Instruction is a dependable system to pay. Your EMI entirety will be credited obviously at the way to the month’s stop to month time frame from the Chaitanya Godavari Grameena Bank account your display.
  • Electronic Clearing Service (ECS): The program may be beneficial inside the incident which you have a non – Chaitanya Godavari Grameena Bank and may want your EMIs to be charged therefore close to the acute restrict of the month to month cycle from this report.
  • Post-Dated Checks (PDC): You can gift publish-dated EMI investigations from a non-Chaitanya Godavari Grameena Bank account at your nearest Chaitanya Godavari Grameena Bank Loan Centre. Another method of PDCs needs to be on hand in a specific manner. It could be notable within the prevalence that you be aware Post Dated Checks could be gathered non-ECS states naturally speaking.

Chaitanya Godavari Grameena Bank Gold Loan Contact Number

Call 9878981144 and get quick support and agreement in your Chaitanya Godavari Grameena Bank Gold Loan. You can now acknowledge the premium proposals on Gold Loan available from all of the Chaitanya Godavari Grameena Bank Branches in all around the country to gain the top deal correlated in step with your necessities.

Gold Ornaments Accepted by Chaitanya Godavari Grameena Bank

  • Gold Jewellery: – Gold Bangles, Gold rings, Gold anklets, Gold necklaces, etc. All of these are authorised via the Chaitanya Godavari Grameena Bank for availing a Gold Loan.
  • Quality:- The high-quality of gold should be in between of 18 Carat to 22 Carat. Any gold earrings that are of 24 Carat can not be used for availing a gold loan.

Use of Chaitanya Godavari Grameena Bank Gold Loan

The belongings strong through availing the Chaitanya Godavari Grameena Bank Gold Loan facility which may be used for copious purposes like:

  • To fund any precise hoards inclusive of a marriage, mountain climbing, instalment of better training expenses, and so forth.
  • For all your marketing necessities, including purchasing new deliver, developing marketing, and so forth., the loan facility is accessible.
  • You can also observe for Gold Loan for farming ideas. The financial institution gives nominal fees of interest for Gold Loans which are used for agriculture or related plans.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About Chaitanya Godavari Grameena Bank

  • What is Chaitanya Godavari Grameena Bank Gold Loan?

Chaitanya Godavari Grameena Bank Gold Loan is a mortgage gadget that you can practice for pressing economic assist by way of retaining your gold as protection with the bank. Besides, they offer a few reasonable interest costs on Term Loan, Overdraft, and EMI based loan. Customary Gold Loan disbursement time at Chaitanya Godavari Grameena Bank is just 45 mins.

  • How can I get the Gold Loan from Chaitanya Godavari Grameena Bank?

You can fluently get the Chaitanya Godavari Grameena Bank Gold Loan by way of visiting any of the gold loan supplying branches of Chaitanya Godavari Grameena Bank. You can practice online with BestloanDeals by using merely sitting at your own home and get excellent offers and offers. Chaitanya Godavari Grameena Bank is one of the top banks in India that gives Gold Loan capabilities.

  • What is Gold Loan Interest Rate in Chaitanya Godavari Grameena Bank?

The Gold Loan interest rate in Chaitanya Godavari Grameena Bank is 7.15% according to annum. The price of interest is difficult to several factors, namely: loan amount, mortgage time-intervals, purity of gold, and affiliation with the Chaitanya Godavari Grameena Bank.

  • How much Gold Loan can I get per gram in Chaitanya Godavari Grameena Bank?

The per gram Gold Loan in Chaitanya Godavari Grameena Bank that you could get relies upon at the purity of your gold. Chaitanya Godavari Grameena Bank determined to take the gold of purity between 18 carats to 22 carats to provide a Gold Loan. You can avail as much as ₹ 5,293 Per Gram in Chaitanya Godavari Grameena Bank Gold Loan.

  • How to check Gold Loan status in Chaitanya Godavari Grameena Bank?

To test your Chaitanya Godavari Grameena Bank Gold Loan status all, you need to do is, visit the Chaitanya Godavari Grameena Bank Loan Status Tracker web page and fill your information inside the form given there. You can tune the popularity successfully of your loan from the house and live updated.

  • How to calculate Gold Loan Interest in Chaitanya Godavari Grameena Bank?

You can calculate the interest on your Chaitanya Godavari Grameena Bank Gold Loan the use of BestloanDeals EMI Calculator which offers you blanketed amounts primarily based on the data you enter into the calculator.

  • How to Pay Chaitanya Godavari Grameena Bank Gold Loan Interest Online?

You can pay Chaitanya Godavari Grameena Bank Loan interest online via net banking at the professional Chaitanya Godavari Grameena Bank loan reimbursement web page. You may also refund your Chaitanya Godavari Grameena Bank Gold Loan on Paytm the use of your preferred fee manner.

  • What if I can’t pay the interest on Chaitanya Godavari Grameena Bank Gold Loan for 3 months?

If you may now not pay your Gold Loan for three months, first of all, the financial institution will remind you of your insufficient bills. And after that, If the charge requests pass ignored an advocated prison note is despatched demanding the repayment to complete the loan. Non-price to your Gold Loan will cause a reducing in your credit score and also makes you legally answerable to stand felony actions through the financial institution as well as repossession and public sale of your gold.

  • How can I apply for EMI Moratorium on Chaitanya Godavari Grameena Bank Gold Loan?

You can apply now for an EMI Moratorium on Chaitanya Godavari Grameena Bank Gold Loan among 1st March and 31st August 2020 and needs to be completed by way of speaking the Bank’s consumer care or by using touring the nearest Chaitanya Godavari Grameena Bank branch.