Catholic Syrian Bank Gold Loan

Catholic Syrian Bank Gold Loan Key Features – Apply Now!

Catholic Syrian Bank Gold Loan Interest Rate	7.15% per annum
Catholic Syrian Bank Gold Loan Per Gram	Rate Per Gram Today is ₹ 5,293
Catholic Syrian Bank Gold Loan Amount	Up to Rs. 1 Crore (With Income Proof)
Catholic Syrian Bank Gold Loan Processing Fee	1.50% of the Principal Loan Amount
Catholic Syrian Bank Gold Loan Prepayment Charges	2%+GST (Within 3 Months), 0 (After 3 months)
Catholic Syrian Bank Gold Loan Repayment Tenure	3 Months to 24 Months
Catholic Syrian Bank Gold Loan Repayment Scheme	Bullet Payment Scheme, Overdraft Scheme

Advantages of Catholic Syrian Bank Gold Loan

• Fast processing: The approval and disbursement system of the Catholic Syrian Bank Gold Loan is swift and quick. Usually, in an hour, the loan passes.
• Low-interest rate: The interest rate is much lower for gold loans compared to other loans since it is a secured loan.
• Minimum Paperwork: The documentation process is simple and straightforward; the minimum number of documents needed for the Catholic Syrian Bank gold loan to be accepted is needed.
• Transparent system: We’re not putting secret penalties on loans; a bank’s priorities.
• Loan Sum: The minimum amount of loan available to customers is Rs. 15000. Sometimes, it may be less than Rs 10000 in remote areas.
• Jewellery Protection: We are in charge of the care of your jewellery. The gold, therefore, is contained in fireproof vaults.
• Loan tenure: The tenure of gold loans can be from 3 months to 2 years. You can, according to your convenience, make an option for tenure.
• Benefits for farmers: Catholic Syrian Bank offers some special offers for agricultural purposes. This suggests that the bank is offering farmers a slightly lower interest rate on gold loans for agricultural use.
• No Debt Burden: We are aware that there might be cases where a borrower is unable to pay for the amount of the loan, the lender will not be under debt in such a scenario as the bank will only seize the ornaments owned by you.
• No income limits: there are no such restrictions on the lender’s salary or income; thus, anybody with any range of income can use a gold loan at any time

How Much Gold Loan can I Get through Catholic Syrian Bank Gold Loan

Catholic Syrian Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate
Gold Weight	Gold Purity	Gold Purity	Gold Purity	Gold Purity
	24 Carat	22 Carat	20 Carat	18 Carat
1 gram	4680	4290	3900	3510
10 gram	46800	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

 

Catholic Syrian Bank Gold Loan Eligibility

Age	18-70 years of age
Nationality	Indian
Employment Status	Salaried, Self-Employed
Gold Quality	Minimum 18 Carats

 

Catholic Syrian Bank Gold Loan Documents Required

Photographs	2 Passport Size
Identity Proof	Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)
Residence Proof	Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Catholic Syrian Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate	7.00% per annum
Processing Fee	1.50% of the Principal Loan Amount
Prepayment/Foreclosure Charges	2%+GST (Within 3 Months), 0 (After 3 months)
Valuation Fee	Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs
Late Repayment Charges	2% p.a. + Applicable rate of interest.
Renewal Processing Fees	Rs 350 + GST

 

About Catholic Syrian Bank Gold Loan

If you are facing financial issues, defeat your crises with the most reasonable option, Gold Loan. The loan that is provided towards gold is referred to as Gold Loan. Catholic Syrian Bank is a non-banking economic company of India. It offers personal loan, home loan, education loan, gold loan and agriculture loan. You can quickly get a gold loan to satisfy your financial requirements. You can easily utilise this amount of loan to start a new business or for any other personal purpose.

Catholic Syrian Bank provides you with a gold loan at the lowest interest rates and minimum documentation. The company gives very secure storage for your gold. There is no chance of fraud because it is one of the reputed NBFC of India. You can very easily apply for the gold loan online from BestLoanDeal Gold loan disbursal is speedy. If you are eligible, then you can get your loan amount disbursed within a few minutes.

• Catholic Syrian Bank Gold Loan Interest Rate is 7.15% per annum
• Catholic Syrian Bank Gold Loan Per Gram is ₹ 5,293
• Catholic Syrian Bank Gold Loan Tenure: Up to 24 months
• Catholic Syrian Bank Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of Catholic Syrian Bank Gold Loan

Catholic Syrian Bank offers numerous Gold Loan product-related schemes that are described below:

• Loan Against Gold – Catholic Syrian Bank provides gold loans at interest rates for every reason, whether personal or technical or not, to satisfy the desperate need for funds. The gold loan is definitely secured then; the bank has no risk of granting the amount to the individual, so compared to different types of loan merchandise, it is given at a lower rate of interest.
• Agriculture Loan Against Gold – Catholic Syrian Bank explicitly provides farmers with gold loans for agricultural functions at a particular interest rate relative to gold loans issued for other uses. They are given special offers, and they can turn out the bank land documents for which they are taking out the loan.

Catholic Syrian Bank Gold Loan EMI Calculator

Rate of Interest	6 months	1 Yr	2 Yrs	3 Yrs
7.00%	17008	8652	4477	3088
8.00%	17058	8699	4523	3134
8.50%	17082	8722	4546	3157
9.00%	17107	8745	4568	3180
9.50%	17131	8678	4591	3203
10.00%	17156	8791	4614	3227
10.50%	17181	8815	4637	3250
11.00%	17205	8838	4661	3274
11.50%	17230	8861	4684	3298
12.00%	17254	8885	4707	3321
12.50%	17279	8908	4731	3345
13.00%	17304	8932	4754	3369
13.50%	17329	8955	4778	3393
14.00%	17354	8979	4801	3418
14.50%	17378	9002	4825	3442
15.00%	17403	9026	4845	3466

 

How to Pay Your Catholic Syrian Bank Gold Loan EMI?

Usually, the Catholic Syrian Bank gold loan is repaid using the following three alternative approaches:

• Standing Instruction (SI): Standing Instruction, if you are already a Catholic Syrian Bank account holder, is the easiest and most convenient method of payment. Your EMI number will be credited automatically from the Catholic Syrian Bank bank account you display at the end of the month to month number.
• Electronic Clearing Service (ECS): Normally, this payment method is used if you have a non-Catholic Syrian Bank record, and you would like to debit your EMIs from the account you recorded to us near the decline of the month-to-month process.
• Post-Dated Checks (PDC): At your nearest Catholic Syrian Bank Loan Centre, you can disclose your post-dated EMI reports from a non-Catholic Syrian Bank financial statement. There was a need to grant a new edition of PDCs immediately. If you note that Post Dated Checks are progressing because it was, collecting non-ECS states will be perfect.

Catholic Syrian Bank Gold Loan Contact Number

Call 9878981144 to get immediate support and approval for your Gold Loan from Catholic Syrian Bank Branch. To use the most productive offer appropriate to your needs, you can easily get to know the most competitive Gold Loan offers out there from all Catholic Syrian Bank branches worldwide.

Gold Ornaments Accepted by Catholic Syrian Bank

• Gold jewels, For example, gold bracelets, gold bracelets, gold anklets, gold necklaces, etc. For a gold loan, Catholic Syrian Bank bought all these ornaments.
• Quality: Gold must range from 18 to 22 carats in quality. In applying for a gold loan, any gold decoration that is 24 carats will not be included.

Use of Catholic Syrian Bank Gold Loan

For several functions, the funds raised by the use of the Catholic Syrian Bank Gold Loan service can be used, such as:

• To finance other personal investments, such as marriage, hiking, higher education prices, etc.
• There are also loan services available for all of your marketing needs, such as getting materials, designing, promoting, etc.
• Moreover, you can also benefit from a Gold Loan for agricultural ideas. The bank has lower interest rates for gold loans that are used for farming or similar ventures.

Gold Loan Interest Rate of Major Banks

Bank	Interest Rates
HDFC Bank Gold Loan	7.15% – 14.50%
ICICI Gold Loan	7.15% – 16.10%
Muthoot Finance Gold Loan	7.15% – 24.00%
Axis Bank Gold Loan	7.15% – 17.00%
Manappuram Gold Loan	7.15% – 26.00%
Yes Bank Gold Loan	7.15% – 15.99%
Bank of India Gold Loan	7.15% – 26.00%
Federal Bank Gold Loan	7.15% – 13.50%
IIFL Gold Loan	7.15% – 12.00%
Central Bank of India Gold Loan	7.15% – 14.65%
Canara Bank Gold Loan	7.15% – 12.65%
Allahabad Bank Gold Loan	7.15% – 10.45%
Induslnd Bank Gold Loan	7.15% – 15.75%
PNB Gold Loan	7.15% – 11.75%
Bajaj Finance Gold Loan	7.15% – 26%
SBI Gold Loan	7.15% – 15.99%
Indian Bank Gold Loan	7.15% – 15.99%
UCO Bank Gold Loan	7.15% – 26.00%
Kotak Mahindra Bank Gold Loan	7.15% – 13.50%
Syndicate Bank Gold Loan	7.15% – 12.00%

 

FAQs About Catholic Syrian Bank Gold Loan

• What is the Catholic Syrian Bank Gold Loan?

The Catholic Syrian Bank Gold Loan is a form of loan that you can only use by holding your gold as collateral with the bank for urgent financial assistance. Term Loan, Overdraft, and EMI interest rates are also involved, often depending on loans. In India, the average Gold Loan disbursement time is just forty-five minutes.

• How can I get the Gold Loan from Catholic Syrian Bank?

By visiting any of India’s gold loan approving branches, you can get a Catholic Syrian Bank Gold Loan; otherwise, from the comfort of your home, you can apply online with BestLoanDeal and get the best offers and deals. It is one of the few leading banks to provide gold loan facilities in India.

• What is Gold Loan Interest Rate in Catholic Syrian Bank?

In India, the gold loan rate is 7.11 per cent per annum. The interest rate depends, in general, on several components, including the amount of the loan, the tenure of the loan, the purity of the gold, and the bank’s relationship.

• How much Gold Loan can I get per gram in Catholic Syrian Bank?

The gold loan you earn per gram from Catholic Syrian Bank depends on the purity of your gold. Catholic Syrian Bank accepts 18-carat and 22-carat purity gold to have a gold loan. On the Catholic Syrian Bank Gold Loan, you could use up to 5,293 per gram.

• How to check Gold Loan status in Catholic Syrian Bank?

You need to go to the Catholic Syrian Bank loan status tracker web page and fill in your information with the released application to test your Catholic Syrian Bank Gold Loan status. You can directly track the status of your loan from anywhere and keep it current.

• How to calculate Gold Loan Interest in Catholic Syrian Bank?

Through the BestLoanDeal ‘EMI Calculator, you can measure the interest on your Catholic Syrian Bank Gold Loan interest, which gives you accurate amounts based on the data you insert into the calculator.

• How to Pay Catholic Syrian Bank Gold Loan Interest Online?

On the official Catholic Syrian Bank loan repayment website or else, you can easily pay Catholic Syrian Bank Gold Loan interest online via internet banking; you can also repay your Catholic Syrian Bank Gold Loan on Paytm using the most common payment form.

• What if I can’t pay the interest on Catholic Syrian Bank Gold Loan for 3 months?

If within three months, you fail to pay the Catholic Syrian Bank Gold Loan, the bank will first remind you of your uncompleted dues. A formal legal notice about the repayment and termination of the loan is distributed if the payment requests go unanswered. Defaulting on your gold loan leads to a reduction in your credit score that causes the bank to face legal action, along with the confiscation of the sale of your gold.

• How can I apply for EMI Moratorium on Catholic Syrian Bank Gold Loan?

You can currently apply for a Catholic Syrian Bank Gold Loan EMI moratorium between 1 March and 31 August 2020, and you must do so by contacting the customer service department of the bank or by visiting the nearest Catholic Syrian Bank branch.