Yes Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Yes Bank Gold Loan Key Features – Apply Now!

Yes Bank Gold Loan Interest Rate 7.15% per annum
Yes Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Yes Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Yes Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Yes Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Yes Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Yes Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Yes Bank Gold Loan:

  • Active Mechanism: YesBank facilitates its customers calmly and completes the advancing process quickly. The credit gets passed within an hour.
  • Lesser Documents: Documents provided should be fewer in number as the Yes Bank enforces the essential documents.
  • Vitreous Structure: The Yes Bank pursues unobstructed and unambiguous system, that is; clients need not pay any covered charges.
  • Amount of Loan: Measurably the loan given to the candidates is Rs. 15000 and to the people living in arcadian sides is Rs. 10000.
  • Safety of Jewellery: Gold jewels are given to the Yes Bank for safety and proper use.
  • Loan Tenure: The loan amount is distributed from 3 months to 2 years. Candidates are required to select the duration based on their needs and desires.
  • Benefits for Farmers: Yes Bank gives unique advantages to the cultivators and provides them with a loan at a low rate of interest.
  • No Debt Burden: In some cases, applicants are unable to repay the amount on time; this doesn’t say that debts are charged, the Yes Bank will impound the gold.
  • No Income Bonds: Yes Bank gives assurance to their customers of an open system of no income bounds.

How Much Gold Loan can I Get through Yes Bank Gold Loan:

The Yes Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

The Yes Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

The Yes Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

The Yes Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Yes Bank Gold Loan:

Gold Loan is a secured loan given to the people who apply for it in conditions when they are penniless and need cash. Thus, the bank offers them the loan in exchange for gold ornaments. The Yes Bank provides the best customer service to the individuals and has the smoothest loaning facility.

  • Yes Bank Gold Loan Interest Rate is7.15% per annum
  • Yes Bank Gold Loan Per Gram is ₹5,293
  • Yes Bank Gold Loan Tenure: Up to 24 months
  • Yes, Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST.

Types of Yes Bank Gold Loan:

  • Loan Against Gold – Getting a gold loan at an engaging rate of interest is valuable, as Gold Loan is a secured loan, and hence, every individual can requite their funding needs. Yes Bank, finds no risk in availing a considerable sum to the applicants considering a loan at the slightest interest rate.
  • Loan Against Gold for Agriculture – Yes Bank provides Gold Loan at a lower rate to the farmers along with some exciting offers, and because of this excellent service, it completely differs from other types of loans. Also, farmers should submit the land evidence to the Bank for which they are taking a loan.

The Yes Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Yes Bank Gold Loan EMI?

  • Standing Instruction (SI): Standing Instruction without a doubt is a suitable way of compensation if you are a present holder of the Yes Bank. EMI gets credited with the current account you are having.
  • Electronic Clearing Service (ECS): Procedures like ECS can be taken in use only and only if you have a non-Yes Bank account and you wish to charge your EMI from this account.
  • Post-Dated Checks (PDC): Post-dated checks of non-Yes Bank can be evaluated at the Yes Bank loan centre. You are required to submit the new version of PDCs from time to time.

The Yes Bank Gold Loan Contact Number:

Get in touch with 9878981144 for all the queries and curiosity regarding the Yes Bank Gold Loan.

Gold Ornaments Accepted by Yes Bank:

  • Gold Jewellery: Yes Bank targets Gold bangles, Gold anklets, etc.
  • Quality: Pure gold value should be between 18-22 carats quantitatively.

Use of Yes bank Gold Loan

  • Agricultural financial backing is necessary for the cultivators who work firmly to complete their targets.
  • Business proposals can look forward to expanding it.
  • Fulfilment of personal needs like a medical checkup, education fees can be achieved by the obtained fund.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About Yes Bank Gold Loan

  • What is the Yes Bank Gold Loan?

The Yes Bank is a funding institution that provides a gold loan to its customers at an attractive interest rate with increased funding, in exchange for gold ornaments.

  • How can I get the Gold Loan from the Yes Bank?

Get the gold loan from the Yes Bank by visiting the nearby branch of the Yes Bank, or you can also apply for it online at BestLoanDeal.

  • What is the Gold Loan Interest Rate in Yes Bank?

The Gold Loan Interest Rate in Yes Bank is 7.15% per annum.

  • How much Gold Loan can I get per gram in Yes Bank?

You can profit up to ₹ 5,293 Per Gram in Yes Bank Gold Loan.

  • How to check Gold Loan status in the Yes Bank?

The customers can check their gold loan status by visiting the neighbouring branch of the Yes bank or by following the tracker webpage and fill the given details.

  • How to calculate Gold Loan Interest in the Yes Bank?

The EMI calculator can calculate accurate figures of gold loan interest.

  • How to Pay Yes Bank Gold Loan Interest Online?

You can pay Yes Bank Gold Loan interest online through net banking or by choice; you can also repay your Yes Bank Gold Loan on Paytm using your most used payment method.

  • What if I can’t pay the interest on the Yes Bank Gold Loan for 3 months?

In case, repayment of the interest on the Yes Bank is not made for three months then you will be asked to refund the money, and if it goes unheard, then statutory activities will be taken by the Yes Bank. 

  • How can I apply for EMI Moratorium on the Yes Bank Gold Loan?

Applying for EMI Moratorium on Yes Bank Gold Loan between first March and 31st August 2020 and must be completed by reaching the customer care of the bank or visiting the closest Yes Bank office.