Telangana Grameena Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Telangana Grameena Bank Gold Loan Key Features – Apply Now!

Telangana Grameena Bank Gold Loan Interest Rate 7.15% per annum
Telangana Grameena Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Telangana Grameena Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Telangana Grameena Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Telangana Grameena Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Telangana Grameena Gold Loan Repayment Tenure 3 Months to 24 Months
Telangana Grameena Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Telangana Grameena Bank Gold Loan:

  • Quick processing: The endorsement and payment period of the Telangana Grameena Bank Gold Loan is quick and straightforward. As a rule, in 60 minutes, the advance passes.
  • Low-financing cost: The financing cost for gold credits is a lot of lower contrasted with different advances since it is made sure about advance.
  • Least Document: The documentation cycle is basic and clear; the base number of archives is needed for the Telangana Grameena Bank gold advance to be acknowledged.
  • Straightforward framework: We don’t demand mystery charges for credits. These are the needs of a bank.
  • Credit Sum: The base measure of advance accessible to clients is Rs. 15000. Frequently, it very well maybe not as much as Rs 10000 in distant regions.
  • Ornaments Security: We are answerable for your gems care. In flame-resistant vaults, hence, the gold is contained.
  • Credit residency: The residency of gold advances can be from 3 months to 2 years. You can settle on a decision for residency, according to your solace.
  • Advantages for farmers: The Telangana Grameena Bank gives a few extraordinary proposals to horticultural purposes. This implies that the bank is giving a marginally lower financing cost to ranchers on gold credits for farming use.
  • No Debt Burden: In such a circumstance where the bank will just hold onto the adornments held by you, we are careful that there may be events where a borrower can’t pay for the advance aggregate, the moneylender won’t be under obligation.
  • No pay limits: there are no such cutoff points on the compensation or salary of the bank; thus, anyone with any pay reach may utilize a gold credit whenever.

How much Gold Loan can I Get through Telangana Grameena Bank Gold Loan

Telangana Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Call on 9878981144 to avail the Best Deals and Offers on Telangana Grameena Bank Gold Loan Per Gram.

Telangana Grameena Bank Gold Loan Eligibility 

The candidates for Gold Loan area unit eligible given that they fulfil the subsequent criteria:


18-70 years of age



Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Telangana Grameena Bank Gold Loan Documents Required

In Telangana Grameena Bank Gold Loan token documentation is needed to simply access to the gold loan. Following area unit the list of essential documents that area unit required:


2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Telangana Grameena Bank Gold Loan Interest Rate, Fees and Charges

Gold as security is accessible at a low-interest rate because it’s under the category of secured loans. Therefore, the Gold Loan interest rates are inferior to it of the private loan or the other variety of loans. The Gold Loan rate keeps on neutering time to time still as person to person

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Telangana Grameena Bank Gold Loan

On the event that you face budgetary challenges, rout your emergency with the most sensible arrangement, the Gold Loan. The advance gave for gold is known as the Gold Loan. With the loan specialist as a guarantee, the borrower keeps his gold adornments and takes the money. Get fast endorsement and a cycle liberated from issue. Available with records that are helpful. A credit which is secured is a gold advance. This administration can likewise additionally be utilized advantageously by people who have a low CIBIL score.

However, there is an assortment of money banking and non-banking firms that give you a gold credit administration, Telangana Grameena Bank Gold Loan is the most thought about. It is one of the most rumoured and dependable banks in India. It is likewise known for its uncommonly great monetary administrations. In this way, apply for the Telangana Grameena Bank Gold Loan and exploit the best proposals on your thing.

  • Telangana Grameena Bank Gold Loan Interest Rate is 7.15% per annum
  • Telangana Grameena Bank Gold Loan Per Gram is ₹ 5,293
  • Telangana Grameena Bank Gold Loan Tenure: Up to 24 months
  • Telangana Grameena Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Telangana Grameena Bank Gold Loan

Telangana Grameena Bank offers different item related to Gold Loan plans, which are recorded underneath:

  • Loan Against Gold – Telangana Grameena Bank offers gold advances at loan costs under any circumstances, if individual or specialized, to meet the critical prerequisite of assets. The gold advance is unquestionably a made sure about credit at that point; the bank has no danger of giving the sum to the individual, so it is given at a slower rate of interest contrasted with different sorts of advance product.
  • Agriculture Loan Against Gold – The Telangana Grameena Bank explicitly gives ranchers gold credits for rural capacities at a particular financing cost contrasted with gold advances for other various employments. Unique arrangements are given to them, and they can turn out documentation of the bank land for which they are taking the advance.

Telangana Grameena Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Telangana Grameena Bank Gold Loan EMI?

Telangana Grameena Bank Gold Advance can be recompensed in the several following ways:

  • Standing Instruction (SI): If you are an account holder with Telangana Grameena Bank currently, then Standing Instructions is the most opted method of compensation. Toward the termination of the month period, the EMI amount will be charged from the applicant’s Telangana Grameena Bank account the applicant shows.
  • Electronic Clearing Service (ECS): This scheme is for the applicants who have a  non-Telangana Grameena Bank record, and the EMIs need to be debited consequently at the end of the month cycle from this account.
  • Post-Dated Checks (PDC): The individual will gift post-dated EMI examine from the non-Telangana Grameena Bank statement at your near Telangana Grameena Bank loan Center. Immediately, the restructure of PDCs ought to be offered. For ideal condition, it’s suggested to notice Post Dated Checks which can be collected non-ECS states because it was.

Telangana Grameena Bank Gold Loan Contact Number

Call 9878981144 to obtain immediate assistance and authorization for your Gold Loan from Telangana Grameena Bank. You can easily get to know the most successful Gold Loan deals out there from all Telangana Grameena Bank branches around the globe to use the most productive offer applicable to your wishes.

Gold Ornaments Accepted by Telangana Grameena Bank

  • For example, gold jewellery, gold bracelets, gold bands, gold anklets, gold collars, etc. The Telangana Grameena Bank is acquiring all these ornaments for a gold loan.
  • Quality: The gold quality must vary between 18 and 22 carats. Any gold decoration that is 24 carats can not be used while applying for a gold loan.

Use of Telangana Grameena Bank Gold Loan

The fund that is obtained by Telangana Grameena Bank Gold Loan services can be used for several purposes:

  • Fund for any explicit investments like hiking, matrimony, instalment of upper tuition payments, etc.
  • Loan services square measure obtainable for promoting needs like getting contemporary provide, developing promoting, etc.
  • Additional Gold Loan also can be availed for horizontal ideas. The bank provides a lower rate of interest for Gold Loans that are available for farming or farming-related projects.

Gold Loan Interest Rate of Major Banks


 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

FAQs About Gold Loan

  • What is Telangana Grameena Bank Gold Loan?

Telangana Grameena Bank Gold Loan could also be a loan theme where you may access for any emergency financial facilitate by keeping your gold as a guarantee with the bank. It comes with collaborating interest rates on Term Loan, the order of payment and EMI based loan. Average Gold Loan disbursal time is solely 45 minutes.

  •  How can I get the Gold Loan from the Telangana Grameena Bank? 

You can get Telangana Grameena Bank Gold Loan by being to any near Gold Loan giving branch. Even you’ll be able to access to Gold Loan on-line with BestLoanDeal from anyplace and find the most effective deals and offers.

  •    What is Gold Loan Interest Rate in Telangana Grameena Bank?

The Gold Loan rate of interest in Telangana Grameena Bank is 7.15% once a year. The rate of interest depends on varied criteria namely: loan amount, loan tenure, purity of gold etc.

  •  How much Gold Loan can I get per gram in Telangana Grameena Bank?

The value of per gram Gold Loan strictly depends on the purity and quality of the gold. Telangana Grameena Bank believes gold purity between 18 to 22 carats to supply a Gold Loan. You may avail up to Rs. 5,293 per gram in Telangana Grameena Bank of India Gold Loan.
  • How to check Gold Loan status in Telangana Grameena Bank?

To check the standing of Telangana Grameena Bank Gold Loan, you will be ready to visit Telangana Grameena Bank loan hunter. Mention your choices inside the provided application. This could merely assist you in tracing the standing of your loan from anywhere at any time and keeps you updated.

  • How to calculate Gold Loan Interest in Telangana Grameena Bank?

Telangana Grameena Bank Gold Loan interest is commonly calculated victimization BestLoanDeal’s EMI Calculator. It provides you with the right details supported the info the person enters inside the calculator.

  • How to Pay Telangana Grameena Bank Interest Online?

Telangana Grameena Bank Loan interest will be paid through internet banking on the official Telangana Grameena Bank loan reimbursement web content or as an alternative. Another mode Paytm may be accustomed repay Telangana Grameena Bank Gold Loan or your most popular payment methodology.

  • What if I can’t pay the interest on Telangana Grameena Bank Gold Loan for 3 months?

If the interest isn’t paid back for three months, then ab initio a reminder is given for your unfinished dues. After this, if the payment requests go neglected or imperceptible, then an official legal notice is shipped, that demands the compensation and closure of the loan. Such defaults on your Gold Loan lands up in Associate in Nursing exceedingly decrease of your credit score and additionally cause you to respond to face legal actions by the bank which can embrace arrogation and auction of your gold.

  • How can I apply for EMI Moratorium on Telangana Grameena Bank Gold Loan?

You can appeal for EMI Moratorium on Telangana Grameena Bank Gold Loan within 1st March and 31st August 2020. you’ll be able to tumble done by contacting the Bank client Care or visiting the near Telangana Grameena Bank branch.