State Bank of Bikaner and Jaipur Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

State Bank of Bikaner and Jaipur Gold Loan Key Features

State Bank of Bikaner and Jaipur Gold Loan Interest Rate 7.15% per annum
State Bank of Bikaner and Jaipur Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
State Bank of Bikaner and Jaipur Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
State Bank of Bikaner and Jaipur Gold Loan Processing Fee 1.50% of the Principal Loan Amount
State Bank of Bikaner and Jaipur Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
State Bank of Bikaner and Jaipur Gold Loan Repayment Tenure 3 Months to 24 Months
State Bank of Bikaner and Jaipur Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of State Bank of Bikaner and Jaipur Gold Loan

  • Active Mechanism: State Bank of Bikaner and Jaipur facilitates its customers calmly and completes the advancing process quickly. The credit gets passed within an hour.
  • Lesser Documents: Documents provided should be fewer in number as the Bank enforces the essential documents.
  • Vitreous Structure: Unobstructed and unambiguous system that is; clients need not pay any covered charges.
  • Amount of Loan: Measurably the loan given to the candidates is Rs. 15000 and to the people living in arcadian sides is Rs. 10000.
  • Safety of Jewellery: Gold jewels are given to the State Bank of Bikaner and Jaipur for safety and proper use.
  • Loan Tenure: The loan amount is distributed from 3 months to 2 years. Candidates are required to select the duration based on their needs and desires.
  • Benefits for Farmers: State Bank of Bikaner and Jaipur gives unique advantages to the cultivators and provides them with a loan at a low rate of interest.
  • No Debt Burden: In some cases, applicants are unable to repay the amount on time; this doesn’t say that debts are charged, the Bank will impound the gold.
  • No Income Bonds: State Bank of Bikaner and Jaipur gives assurance to their customers of an open system of no income bounds

How Much Gold Loan can I Get through State Bank of Bikaner and Jaipur Gold Loan

State Bank of Bikaner and Jaipur Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

State Bank of Bikaner and Jaipur Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

State Bank of Bikaner and Jaipur Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

State Bank of Bikaner and Jaipur Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About State Bank of Bikaner and Jaipur Gold Loan

Gold Loan is a secured loan given to the people who apply for it in conditions when they are penniless and need cash. Thus, the bank offers them the loan in exchange for gold ornaments. The State Bank of Bikaner and Jaipur provides the best customer service to the individuals and has the smoothest loaning facility.

  • State Bank of Bikaner and Jaipur Gold Loan Interest Rate is 7.15% per annum.
  • State Bank of Bikaner and Jaipur Gold Loan Per Gram is ₹ 5,293
  • State Bank of Bikaner and Jaipur Gold Loan Tenure: Up to 24 months
  • State Bank of Bikaner and Jaipur Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST.

Types of State Bank of Bikaner and Jaipur Gold Loan

  • Loan Against Gold – Getting a gold loan at an engaging rate of interest is valuable, as Gold Loan is a secured loan, and hence, every individual can requite their funding needs. State Bank of Bikaner and Jaipur, finds no risk in availing a huge sum to the applicants considering a loan at the slightest interest rate.
  • Loan Against Gold for Agriculture – State Bank of Bikaner and Jaipur provides Gold Loan at a lower rate to the farmers along with some exciting offers. Because of this excellent service, it completely differs from other types of loans. Also, farmers should submit the land evidence to the Bank for which they are taking a loan.

State Bank of Bikaner and Jaipur Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your State Bank of Bikaner and Jaipur Gold Loan EMI?

  • Standing Instruction (SI): Standing Instruction, without a doubt, is a suitable way of compensation if you are a present holder of the State Bank of Bikaner and Jaipur. EMI gets credited with the current account you are having.
  • Electronic Clearing Service (ECS): Procedures like ECS can be taken in use only and only if you have a non-State Bank of Bikaner and Jaipur account and you wish to charge your EMI from this account.
  • Post-Dated Checks (PDC): Post-dated checks of non-State Bank of Bikaner and Jaipur can be evaluated at the State Bank of Bikaner and Jaipur loan centre. You are required to submit the new version of PDCs from time to time.

State Bank of Bikaner and Jaipur Gold Loan Contact Number

Get in touch with 9878981144 for all the queries and curiosity regarding the State Bank of Bikaner and Jaipur Gold Loan.

Gold Ornaments Accepted by State Bank of Bikaner and Jaipur

  • Gold Jewellery: State Bank of Bikaner and Jaipur targets Gold bangles, Gold anklets, etc.
  • Quality: Gold should be between 18-22 carats quantitatively

Use of State Bank of Bikaner and Jaipur  Gold Loan

  • Agricultural financial backing is necessary for the cultivators who work firmly to complete their targets.
  • Business proposals can look forward to expanding it.
  • Fulfilment of personal needs like a medical checkup, education fees can be achieved by the obtained fund.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About State Bank of Bikaner and Jaipur Gold Loan

  • What is State Bank of Bikaner and Jaipur Gold Loan?

The State Bank of Bikaner and Jaipur is a funding institution that provides a gold loan to its customers at an attractive interest rate with increased funding, in exchange for gold ornaments.

  • How can I get the Gold Loan from State Bank of Bikaner and Jaipur?

Get the gold loan from the State Bank of Bikaner and Jaipur by visiting the nearby branch of the State Bank of Bikaner and Jaipur, or you can also apply for it online at BestLoanDeal.

  • What is the Gold Loan Interest Rate in State Bank of Bikaner and Jaipur?

The Gold Loan Interest Rate in State Bank of Bikaner and Jaipur is 7.15% per annum.

  • How much Gold Loan can I get per gram in State Bank of Bikaner and Jaipur?

You can profit up to ₹ 5,293 Per Gram in State Bank of Bikaner and Jaipur Gold Loan.

  • How to check Gold Loan status in State Bank of Bikaner and Jaipur?

The customers can check their gold loan status by visiting the neighbouring branch of the particular bank or by following the tracker webpage and fill the given details.

  • How to calculate Gold Loan Interest in State Bank of Bikaner and Jaipur?

The EMI calculator can calculate accurate figures of gold loan interest.

  • How to Pay State Bank of Bikaner and Jaipur Gold Loan Interest Online?

You can pay State Bank of Bikaner and Jaipur Gold Loan interest online through net banking or by choice; you can also repay your State Bank of Bikaner and Jaipur Gold Loan on Paytm using your most used payment method.

  • What if I can’t pay the interest on State Bank of Bikaner and Jaipur Gold Loan for 3 months?

In case, repayment of the interest on the State Bank of Bikaner and Jaipur is not made for three months then you will be asked to refund the money. If it goes unheard, then statutory activities will be taken by the State Bank of Bikaner and Jaipur.

  • How can I apply for EMI Moratorium on State Bank of Bikaner and Jaipur Gold Loan?

Applying for EMI Moratorium on State Bank of Bikaner and Jaipur Gold Loan between first March and 31st August 2020 and must be completed by reaching the customer care of the bank or visiting the closest State Bank of Bikaner and Jaipur office.