Standard Chartered Bank Personal Loan

Personal Loan at 9.99%*

Apply & Get Instant Approval

Standard Chartered Bank Personal Loan Features

Eligibility Criteria Details
Standard Chartered Bank Personal Loan Interest Rate 9.99% p.a.
Lowest EMI per lakh Rs 2124
Tenure 12 to 60 months
Standard Chartered Bank Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges Allowed after 12 Months (2 – 4 %)
Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Min Loan Amt ₹ 50,000
Max Loan Amt ₹ 75 Lakh

Features

  1. Know your Personal loan eligibility in 1 minute, available online and across all branches.
  2. Highly competitive interest rates for personal loans.
  3. Special offers, interest rates and nominal charges for Standard Chartered Bank account holders.
  4. Special personal loan offers* for women employees.

Benefits

  1. Simple documentation
  2. Competitive pricing
  3. Personal loan disbursal in just 2 days*
  4. Transparent procedure
  5. Personal loans available for Marriage and other Personal Needs
  6. Apply online for Standard Chartered Bank Personal Loan and Get Loan Approval in 4hrs

Standard Chartered Bank Personal Loan Documents

Simple and easy documentation for Standard Chartered Bank Personal Loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.

  1. Proof of identity: Copy of passport/voter ID card/driving license
  2. Last 3 months bank statement/6 months bank passbook
  3. Latest salary slip/ current dated salary certificate with the latest Form 16
  4. Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport.

Standard Chartered Bank Personal Loan Eligibility Criteria

Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

Eligibility Criteria:

  1. Age: 21-60 years.
  2. Employment: Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
  3. Earning: Minimum income: Rs. 12,000/- per month net income

Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, cochin)

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