Saptagiri Grameena Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Saptagiri Grameena Bank Gold Loan Key Features – Apply Now!

Saptagiri Grameena Bank Gold Loan Interest Rate 7.15% per annum
Saptagiri Grameena Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Saptagiri Grameena Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Saptagiri Grameena Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Saptagiri Grameena Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Saptagiri Grameena Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Saptagiri Grameena Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Saptagiri Grameena Bank Gold Loan:

  • Quick Processing: The Saptagiri Grameena Bank Gold Loan support and payment procedure is basic and direct. In an hour, the advance will be passed on every now and again.
  • Low-Interest Rate: Rather than various credits, the expense of gold development subsidizing is a lot of lower as it is an ensured advance.
  • Minimum Documentation: The documentation period is basic and direct; to support the Saptagiri Grameena Bank on gold development, the most un-number of records are required.
  • Clear System: No mystery charges are paid on the credit. The bank needs you to remain totally straightforward.
  • Credit Amount: The essential client open advance measure is Rs. 15000. Normally, in faraway territories, it probably won’t be as much as Rs 10000.
  • Gems Security: We are answerable for the security of your gold. The gold is then guarded in a heatproof.
  • Security of Jewelry: We are absolutely answerable for the security of your gold. Accordingly, your gold is kept in heatproof vaults.
  • Credit Tenure: The gold development advance development residency will go from 3 months to 2 years. As appeared by your comfort, you can choose a residency.
  • Ideal conditions for farmers: some extraordinary proposals for farming reasons for existing are given by Saptagiri Grameena Bank. That shows that the bank furnishes ranchers with a lower Gold credit advance charge for green utilization somewhat.
  • No Debt Trouble: Often circumstances can happen where an applicant can’t reimburse the credit total, in such a case the competitor won’t be under commitments as the bank will assume control over the enhancements you convey.
  • No pay limits: there are no such obstructions to the bank’s pay or instalment; thusly, anybody with any measure of remuneration will profit by a gold advance anytime.

How Much Gold Loan can I Get through Saptagiri Grameena Bank Gold Loan:

Saptagiri Grameena Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Saptagiri Grameena Bank Gold Loan Eligibility:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Saptagiri Grameena Bank Gold Loan Documents Required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Saptagiri Grameena Bank Gold Loan Interest Rate, Fees, and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Saptagiri Grameena Bank Gold Loan:

Conquer your crises with the most reasonable other option, the Gold Loan, in the event that you are encountering financial issues. The advance gave for gold is alluded to as the Gold Loan. The borrower holds his gold ornaments as protection and takes the cash. Get fast underwriting and a freecycle of issues. Available through simple documentation. The individual who has a low CIBIL rating may likewise profit by this organization without a very remarkable stretch. Among other gold development instalments in India, the Saptagiri Grameena Bank Gold Loan is forthcoming.

In spite of the way that there is an assortment of cash banking and non-banking associations that offer you a gold advance organization, Saptagiri Grameena Bank Gold Loan are the most widely recognized. It is one of India’s top supposed and solid banks. Apply for the Saptagiri Grameena Bank Gold Loan along these lines and advantage from the best recommendations for your piece.

  • Saptagiri Grameena Bank Gold Loan Interest Rate is 7.15% per annum
  • Saptagiri Grameena Bank Gold Loan Per Gram is ₹ 5,293
  • Saptagiri Grameena Bank Gold Loan Tenure: Up to 24 months
  • Saptagiri Grameena Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Saptagiri Grameena Bank Gold Loan:

Saptagiri Grameena Bank offers you altered plans that are recorded beneath, related to the Gold Loan thing:

  • Loan Against Gold – For any reason, regardless of whether individual or master, Saptagiri Grameena Bank offer Gold Loan at attracting paces critical to fulfilling anybody’s urgent requirement for resources. Point of fact, the gold credit at that stage is ensured. In giving the sum to the individual, the bank has no danger, so it is given at a more slow pace of a premium contrasted with various kinds of advance stock.
  • Farming Loan Against Gold – Saptagiri Grameena Bank explicitly furnishes gold advances to farmers with agricultural abilities at a particular pace of eagerness when contrasted with gold credits accommodated different positions. They are given bizarre offers and evidence that they are taking the advance ought to be ended up by Bank Ground.

Saptagiri Grameena Bank Gold Loan EMI Calculator:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Saptagiri Grameena Bank Gold Loan EMI?

Under the going with three elective strategies, your Saptagiri Grameena Bank gold credit is by and large reimbursed:

  • Standing Instruction (SI): Standing Instruction is the least demanding and most noteworthy portion strategy in case you are as of now a Saptagiri Grameena Bank record holder. From the Saptagiri Grameena Bank budgetary balance, you show, your EMI whole is credited normally towards the month’s end to month sum.
  • Electronic Clearing Service (ECS): if you have a non-Saptagiri Grameena Bank record, this portion system is commonly completed and your EMIs should be paid so near the diminishing of the month-to-month measure from the record you advise us.
  • Post-Dated Checks (PDC): At your closest Saptagiri Grameena Bank Advance Center, you will discover your post-dated EMI reports from a non-Saptagiri Grameena Bank spending audit. The potential for an elective transformation of PDCs was immediately allowed. It would be ideal if you notice that post-dated checks are going ahead to be gathered non-ECS states since it was.

Saptagiri Grameena Bank Gold Loan Contact Number:

Call 9878981144 and get prompt assistance and endorsement for your Saptagiri Grameena Bank Gold Loan. You can rapidly become acquainted with the most convincing proposals on Gold Loan out there from all the Saptagiri Grameena Bank Branches all through the nation to benefit the most proficient arrangement pertinent to your desires.

Gold Ornaments Accepted by Saptagiri Grameena Bank:

  • Gold ornaments: For instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are acquired by Saptagiri Grameena Bank for benefiting a Gold Loan.
  • Quality: The quality of gold should be within 18 Carat to 22 Carat. Any of the gold jewellery that is 24 Carat cannot be used while applying for a gold loan.

Use of Saptagiri Grameena Bank Gold Loan:

The supports gathered by benefiting the Saptagiri Grameena Bank Gold Loan administration might be utilized for a few capacities, for example,

  • To support explicit endeavours like marriage, climbing, a segment of advanced education cost portions, etc.
  • For the total of your exhibiting necessities, for example, getting supplies, making, progressing, etc, advance help is reliably available.
  • You can moreover alongside the advantage of a Gold Loan for cultivating contemplations. The bank presents lower expenses of eagerness for Gold Loans that are used for developing or related endeavours.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About Saptagiri Grameena Bank Gold Loan:

  • What is Saptagiri Grameena Bank Gold Loan?

Saptagiri Grameena Bank Gold Loan is a sort of advance that by keeping your gold as relating to full insurance to the bank, you can without a very remarkable stretch advantage for second budgetary help. It likewise goes with the assortment of obtaining subordinate loaning costs on Term Loan, Overdraft, and EMI. In India, the standard Gold Loan payment time is just 45 minutes.

  • How can I get the Gold Loan from Saptagiri Grameena Bank?

By visiting any of the gold credit preferring branches in India, you can get a Saptagiri Grameena Bank Gold Loan; else, you can apply online from your home convenience with BestLoanDeal and make the best courses of action and offers. It is one of just a modest bunch of India’s scarcely driving banks that have Gold Loan organizations.

  • What is the Gold Loan Interest Rate in Saptagiri Grameena Bank?

The Gold Loan rate in India is 7.15% per annum. The interest rate depends upon a variety of components, namely: loan amount, loan tenure, purity of gold, and relationship with the bank.

  • How much Gold Loan can I get per gram in Saptagiri Grameena Bank?

In Saptagiri Grameena Bank, the per gram Gold Loan you will in a real sense procure relies upon the perfection of your gold. To pass on a Gold Loan, Saptagiri Grameena Bank perceives gold of prudence between 18 carats and 22 carats. In Saptagiri Grameena Bank Gold Loan, you will have the alternative to profit by up to 5,293 for each gram.

  • How to check Gold Loan status in Saptagiri Grameena Bank?

You can essentially visit the Saptagiri Grameena Bank advance status tracker page and fill in your nuances inside the offered application to decide your Saptagiri Grameena Bank Gold Loan status. You’ll have the occasion to genuinely follow your development status from anyplace and remain invigorated.

  • How to calculate Gold Loan Interest in Saptagiri Grameena Bank?

Utilizing the BestLoanDeal EMI Calculator, you can quantify the excitement for your Saptagiri Grameena Bank Gold Loan eagerness, which gives you exact sums relying upon the information you embed into the calculator.

  • How to Pay Saptagiri Grameena Bank Gold Loan Interest Online?

You can online the pay Saptagiri Grameena Bank Gold Loan premium without a very remarkable stretch by web wagering on the Saptagiri Grameena Bank authority credit reimbursement stage or anything terrible could occur; you can likewise reimburse your Saptagiri Grameena Bank Gold Loan on Paytm utilizing your most preferred instalment structure.

  • What if I can’t pay the interest on Saptagiri Grameena Bank Gold Loan for 3 months?

In the remote possibility that inside a quarter of a year you are not paying your Saptagiri Grameena Bank Gold Loan, the bank will in a split second assist you with recalling your lacking commitment. A formal legitimate notification about the discount and finish of the development is imparted if the portion requests go unheard. Defaulting on your Gold Loan causes your rating to fall and, together, leaves you unfit to confront the bank’s legitimate exercises alongside the seizure and conclusion of your gold.

  • How can I apply for EMI Moratorium on Saptagiri Grameena Bank Gold Loan?

You may apply for the Saptagiri Grameena Bank Gold Loan EMI Moratorium right now between March 1 and August 31, 2020, and must be finished by arriving at the Bank Customer Service or visiting the closest office of Saptagiri Grameena Bank.