Pragathi Krishna Gramin Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Pragathi Krishna Gramin Bank Gold Loan Key Features – Apply Now!

Pragathi Krishna Gramin Bank Gold Loan Interest Rate 7.15% per annum
Pragathi Krishna Gramin Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Pragathi Krishna Gramin Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Pragathi Krishna Gramin Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Pragathi Krishna Gramin Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Pragathi Krishna Gramin Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Pragathi Krishna Gramin Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

 

Advantages of Pragathi Krishna Gramin Bank Gold Loan

  • Quick Processing: The Pragathi Krishna Gramin Bank Gold Loan endorsement and payment measure is expedient and basic. For the most part, the credit passes in 60 minutes.
  • Low-Interest Rate: The financing cost of gold credits is a ton of lower when diverged from various advances as it is ensured about development.
  • Insignificant Documentation: The documentation technique is basic and direct; the most un-number of reports are needed for endorsement of the Pragathi Krishna Gramin Bank gold credit.
  • Straightforward system: we don’t have any significant bearing mystery credit charges, the bank endeavours to remain completely straightforward to you.
  • Credit Sum: Rs. 15000 is the base measure of advance accessible to clients. In some cases, in distant regions, it very well maybe not as much as Rs 10000.
  • Security of Jewelry: We are absolutely at risk for the prosperity of your gold. Along these lines, the gold is kept in fire-safe vaults.
  • Credit Tenure: The residency of gold development can be from 3 months to 2 years. You can pick the residency as demonstrated by your comfort.
  • Favourable circumstances for Farmers: Pragathi Krishna Gramin Bank gives some extraordinary recommendations to country purposes. That shows the bank offers the farmers a fairly lower Gold credit advance expense for cultivating use.
  • No Debt Burden: We know that conditions can happen in which a candidate can’t reimburse the equalization of the advance, wherein case the candidate won’t be underwater, in light of the fact that the bank will just hold onto the trimmings possessed by you.
  • No pay limits: there are no such limitations on the moneylender’s pay or pay; consequently, anyone with any scope of pay can utilize a gold credit whenever.

How much Gold Loan can I Get through Pragathi Krishna Gramin Bank Gold Loan:

Pragathi Krishna Gramin Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Pragathi Krishna Gramin Bank Gold Loan Eligibility:

The candidates for Gold Loan area unit eligible given that they fulfil the subsequent criteria:

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Pragathi Krishna Gramin Bank Gold Loan Documents Required:

In Pragathi Krishna Gramin Bank Gold Loan token documentation is needed to simply access to the gold loan. Following area unit the list of essential documents that area unit required:

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Pragathi Krishna Gramin Bank Gold Loan Interest Rate, Fees and Charges:

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Pragathi Krishna Gramin Bank Gold Loan:

On the possibility that you face money related troubles, the most reasonable arrangement, the Gold Loan, is to settle your emergencies. The advance gave for gold is known as the Gold Loan. The borrower holds his gold adornments with the loan specialist as a guarantee and takes the money. Get quick endorsement and an issue free technique. Open with convenient records. A gold credit is a sort of advance that is safeguarded. Thusly, this administration can likewise be advantageously utilized by individuals who have a low CIBIL positioning.

Despite the way that there is a grouping of cash banking and non-banking associations that outfit you with a gold credit organization, regardless, Pragathi Krishna Gramin Bank Gold Loan is thought about the most. It is one of the unequivocally proposed and solid banks in India. Also, It is renowned for its extraordinary money related organizations. Consequently, apply for the Pragathi Krishna Gramin Bank Gold Loan and benefit the best recommendations on your thing.

  • Pragathi Krishna Gramin Bank Gold Loan Interest Rate is 7.15% per annum
  • Pragathi Krishna Gramin Bank Gold Loan Per Gram is ₹ 5,293
  • Pragathi Krishna Gramin Bank Gold Loan Tenure: Up to 24 months
  • Pragathi Krishna Gramin Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Pragathi Krishna Gramin Bank Gold Loan

Pragathi Krishna Gramin Bank offers different plans identified with the Gold Loan item that are recorded underneath:

  • Loan Against Gold –Pragathi Krishna Gramin Bank offers Gold Loans at excellent financing costs so as to satisfy the immediate necessity of assets under any conditions if an individual or specialized. Truth be told, the gold credit is then made sure about. The bank has no danger of conceding the sum to the individual, so contrasted with various sorts of credit stock, it is given at a sower rate of interest.
  • Loan Against Gold for Agriculture – Pragathi Krishna Gramin Bank gives Gold Loans expressly to agribusiness abilities to farmers at a specific movement of energy when diverged from gold credits given for various occupations. They are given exceptional offers and that they should turn out the bank Land confirmations that they are taking the Loan for.

Pragathi Krishna Gramin Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Pragathi Krishna Gramin Bank Gold Loan EMI?

Your Pragathi Krishna Gramin Bank gold credit is normally repaid inside the accompanying three elective techniques:

  • Standing Instruction (SI): Standing Instruction, on the off chance that you are presently a record holder with Pragathi Krishna Gramin Bank, is the least demanding and most secure instalment structure. Your EMI sum is consequently credited from the Pragathi Krishna Gramin Bank ledger you show at the month’s end to month sum.
  • Electronic Clearing Service (ECS): This method of an instalment is normally applied on the off chance that you have a non-Pragathi Krishna Gramin Bank record and may need your EMIs to be charged thusly close to the furthest limit of the month to month measure from the record you notice to us.
  • Post-Dated Checks (PDC): You can share your post-dated EMI reports from a non-Pragathi Krishna Gramin Bank fiscal summary at your closest Pragathi Krishna Gramin Bank advance Center. There was a need to quickly concede an alternate version of PDCs. If you don’t mind noticing that post-dated checks are progressing to the assortment of non-ECS states since they were.

Pragathi Krishna Gramin Bank Gold Loan Contact Number

Call at 9878981144 and acquire instant help and approval for your Pragathi Krishna Gramin Bank Gold Loan. You can easily get to know the most effective offers on Gold Loan out there from all the Pragathi Krishna Gramin Bank Branches throughout the country to avail the most efficient deal applicable to your wishes.

Gold Ornaments Accepted by Pragathi Krishna Gramin Bank

  • Gold ornaments, for instance, Gold Bangles, Gold bands, Gold anklets, Gold necklaces, etc. all of these ornaments are acquired by Pragathi Krishna Gramin Bank for availing a Gold Loan.
  • Quality: The quality of gold should be within 18 Carat to 22 Carat. Any of the gold jewellery that is 24 Carat cannot be used while applying for a gold loan.

Use of Pragathi Krishna Gramin Bank Gold Loan

The subsidizes gathered by profiting the Pragathi Krishna Gramin Bank Gold Loan administration might be utilized for a few capacities, for example,

  • To support some close to home ventures, for example, marriage, climbing, higher educational expenses, and so on
  • Advance projects are as yet accessible for all of your showcasing requires, for example, getting materials, making, advancing, and so on
  • Moreover, you can likewise profit by a Gold Loan for rural thoughts. The bank has lower financing costs for gold advances utilized for cultivating or related endeavours.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

FAQs About Gold Loan

  • What is Pragathi Krishna Gramin Bank Gold Loan?

The Pragathi Krishna Gramin Bank Gold Loan is a type of loan that can be effortlessly utilized by holding your gold as a security with the bank for dire budgetary needs. It likewise incorporates Term Loan, Overdraft, and EMI financing costs dependent on credits. In India, the normal Gold Loan dispensing time is only 45 minutes.

  •  How can I get the Gold Loan from the Pragathi Krishna Gramin Bank? 

You can get a Pragathi Krishna Gramin Bank Gold Loan by visiting any of the gold credits permitting branches in India else you can apply online with BestLoanDeal from the solace of your home and make the best arrangements and offers. It is one of only a handful, not many driving banks in India that has Gold Loan administrations.

  • What is Gold Loan Interest Rate in Pragathi Krishna Gramin Bank?

The Gold Loan rate in India is 7.15% per annum. The financing cost depends on a couple of portions, to be explicit: credit entirety, advance residency, the pureness of gold, and relationship with the bank.

  • How much Gold Loan can I get per gram in Pragathi Krishna Gramin Bank?

The per gram Gold Loan you will get at the Pragathi Krishna Gramin Bank relies upon the virtue of your gold. To offer a gold credit, Pragathi Krishna Gramin Bank acknowledges gold of immaculateness between 18 carats to 22 carats. In the Pragathi Krishna Gramin Bank Gold Loan, you’ll have the option to utilize something like 5,293 for each gram.
  • How to check Gold Loan status in Pragathi Krishna Gramin Bank?

To choose your Pragathi Krishna Gramin Bank Gold Loan status, you ought to just visit the Pragathi Krishna Gramin Bank advance status tracker page and fill in your nuances inside the application given. You’ll have the choice to direct follow the status of your credit from any place and keep updated.

  • How to calculate Gold Loan Interest in Pragathi Krishna Gramin Bank?

You can compute the enthusiasm on your Pragathi Krishna Gramin Bank Gold Loan enthusiasm through BestLoanDeal EMI Calculator which gives you definite outcomes dependent on the data you go into the adding machine.

  • How to Pay Pragathi Krishna Gramin Bank Gold Loan Interest Online?

You can rapidly pay Pragathi Krishna Gramin Bank Gold Loan premium online through web relying upon the authority Pragathi Krishna Gramin Bank advance reimbursement site or the consequences will be severe, you can additionally reimburse your Pragathi Krishna Gramin Bank Gold Loan on Paytm applying your most favoured instalment technique.

  • What if I can’t pay the interest on Pragathi Krishna Gramin Bank Gold Loan for 3 months?

In the event that you are not paying your Pragathi Krishna Gramin Bank Gold Loan inside 3 months, the bank will initially help you to remember your fragmented duty. On the off chance that the instalment demands go unheard, an authority legitimate notification is appropriated with respect to the reimbursement and conclusion of the credit. Defaulting on your Gold Loan prompts a decline of your assessment and conjointly makes you be vulnerable to confront legitimate activities by the bank along with the seizure and sale of your gold.

  • How can I apply for EMI Moratorium on Pragathi Krishna Gramin Bank Gold Loan?

You can seek after EMI Moratorium on Pragathi Krishna Gramin Bank Gold Loan presently between the first March and 31st August 2020 and must be finished by reaching the Bank client care or visiting the nearest Pragathi Krishna Gramin Bank office.