PNB Personal Loan

Personal Loan at 9.99%*

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PNB Personal Loan Features

Eligibility Criteria Details
PNB Personal Loan Interest Rate 9.99% p.a.
Lowest EMI per lakh Rs 2124
Tenure 12 to 60 months
PNB Personal Loan Processing Fee 1% to 2% of Loan Amount
Prepayment Charges Allowed after 12 Months (2 – 4 %)
Part Payment Charges Allowed after 12 Months (2 – 4 %) 
Min Loan Amt ₹ 50,000
Max Loan Amt ₹ 75 Lakh

What is PNB offering you ?

  1. Special offers, interest rates and charges for PNB Bank account holders.
  2. Highly competitive personal loan interest rates.
  3. Special personal loan offers* for women employees.

Why PNB?

  1. Personal loan disbursal in 2 days*
  2. Simplified documentation
  3. Competitive pricing
  4. Transparent procedure
  5. Personal loans available for various needs

Documentation Required for PNB Personal Loan

Only Documents Required:

  1. Loan application Form: duly completed, with Passport size photograph.
  2. Identify Proof with Unique Identification Number in case of Military/ Para Military Personnel.
  3. Educational Qualification Proof.
  4. Age Proof.
  5. Proof of official address and residential address.
  6. Income Proof.
  7. Salaried: Latest Salary Slip and Form 16, duly authenticated by the employer.
  8. Non – Salaried : IT returns for the last two financial years.

*Any other document which may be necessary as per the requirement of the case.

Eligibility Criteria for PNB Personal Loan

To avail Personal Loan, following is the eligibility criteria:

  1. a) All permanent Military/ Para Military Personnel including officials of Military Station Headquarters, BSF, CRPF, CISF, ITBP
    b) Confirmed/ permanent employees of Central/ State Govt/ PSU’s and all reputed companies/ Institutions, who are drawing their salary through accounts maintained with our branches or these employees agree for ‘check-off facility’ from their employer.
  2. Professionally qualified Doctors viz. MBBS, BDS & above having annual income of Rs.4.00 lac & above.

Minimum Net Monthly Income

  1.  Rs.15000 per month at Metro Centers.
  2.  Rs.12500 per month at Urban Centers.
  3.  Rs.10000 per month at Semi-Urban and Rural Centers.

Special Benefits:

For Teachers, Army Jawans, other permanent employees of Military Station Headquarters and Para Military Personnel: whose salary is being credited and disbursed through our branches, the minimum Net Monthly Income criteria shall be Rs.7500/- at all Centers viz. Metro, Urban, Semi-Urban and Rural.