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Personal Loan Trichy

PL Interest Rates

Personal Loan Trichy


What is Personal Loan?

Thinking of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make your life a perfect picture with a Personal Loan.

About Trichy:
 iruchirappalli (also called Tiruchi or Trichy) is an ancient city in India’s southern Tamil Nadu state. The Kaveri and Kollidam rivers flow around Srirangam Island, which is known for sacred Hindu sites Sri Ranganathaswamy Temple, with intricately carved gopurams (towering gateways), and Jambukeswarar-Akilandeswari Temple, dedicated to the god Shiva. The Rock Fort Temple complex towers over the city center.

 

Features

  • Minimal paperwork
  • Guidance throughout the process, making process hassle free
  • Doorstep service at your comfort
  • Simplified documentation
  • Flexible repayment options
  • Apply Online and Get Quick Approval
  • Loan disbursal in 72 hours after submission of documents
  • Check your Personal Loan Eligibility.

Personal Loan Eligibility

For Salaried Individuals

Criteria*

Salaried

Age

22 years – 65 years.

Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

Total years in job/profession

2 Years

Years in current residence

1 Year (One Day if in a Super A Company)

For Self Employed Individuals

Criteria*

Self Employed

Age

23 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years

Minimum Turnover

Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials

Minimum Profit After Tax

Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials

Business Stability

In current business for at least 5 years and minimum 3 years for doctors

Existing relationship with the bank

Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track asrequired

Personal Loan Documents


List of documents for Salaried

  1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  3. Latest 3 months Bank Statement (where salary/income is credited).
  4. Salary slips for last 3 months.
  5. 2 Passport Size photographs.
  6. List of documents for Self-Employed

KYC Documents : Proof of Identity; Address proof; DOB proof.

  1. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  2. Income proof (audited financials for the last two years).Latest 6 months Bank statement.
  3. Office address proof.
  4. Proof of residence or office ownership.
  5. Proof of continuity of business.

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