Personal Loan Trichy

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City

Net Monthly Income

Occupation Type

Company name

Salary Bank Account

PL Interest Rates

What is Personal Loan?

Thinking of a vacation, a perfect wedding, home renovation or a much desired gadget, you no longer need to wait to realize your dreams. Make your life a perfect picture with a Personal Loan.

About Trichy:
iruchirappalli (also called Tiruchi or Trichy) is an ancient city in India’s southern Tamil Nadu state. The Kaveri and Kollidam rivers flow around Srirangam Island, which is known for sacred Hindu sites Sri Ranganathaswamy Temple, with intricately carved gopurams (towering gateways), and Jambukeswarar-Akilandeswari Temple, dedicated to the god Shiva. The Rock Fort Temple complex towers over the city center.

Features

Minimal paperwork
Guidance throughout the process, making process hassle free
Doorstep service at your comfort
Simplified documentation
Flexible repayment options
Apply Online and Get Quick Approval
Loan disbursal in 72 hours after submission of documents
Check your Personal Loan Eligibility.

Personal Loan Eligibility

For Salaried Individuals

Criteria*	Salaried
Age	22 years – 65 years.
	Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)
Total years in job/profession	2 Years
Years in current residence	1 Year (One Day if in a Super A Company)

For Self Employed Individuals

Criteria*	Self Employed
Age	23 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years
Minimum Turnover	Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials
Minimum Profit After Tax	Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials
Business Stability	In current business for at least 5 years and minimum 3 years for doctors
Existing relationship with the bank	Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track asrequired

Personal Loan Documents

List of documents for Salaried

Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
Latest 3 months Bank Statement (where salary/income is credited).
Salary slips for last 3 months.
2 Passport Size photographs.
List of documents for Self-Employed

KYC Documents : Proof of Identity; Address proof; DOB proof.

Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
Income proof (audited financials for the last two years).Latest 6 months Bank statement.
Office address proof.
Proof of residence or office ownership.
Proof of continuity of business.

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Personal Loan Trichy