Personal Loan Kolhapur

Personal Loan at 9.99%*

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PL Interest Rates

Personal Loan Kolhapur


What is Personal Loan?

Be it a loan for a holiday abroad, your child’s education loan, a loan for home renovation, a loan for a marriage or repayment of an existing loan or even buying that precious gift for your loved one, with LendingWale apply easy for a Personal Loan and make your dream come true.

About Kolhapur:
 Kolhapur is a city on the banks of the Panchaganga River, in the west Indian state of Maharashtra. It’s known for its temples, like the ancient Mahalakshmi Temple, a Hindu pilgrimage site. The Bhavani Mandap is an imposing old palace with a small museum displaying stuffed wild animals. Close by, Rankala Lake is surrounded by gardens. The hilltop Jyotiba Temple complex is on the city’s outskirts.

 

Features

  • Minimal paperwork
  • Guidance throughout the process, making process hassle free
  • Doorstep service at your comfort
  • Simplified documentation
  • Flexible repayment options
  • Apply Online and Get Quick Approval
  • Loan disbursal in 72 hours after submission of documents
  • Check your Personal Loan Eligibility.

Personal Loan Eligibility

For Salaried Individuals

Criteria*

Salaried

Age

22 years – 65 years.

Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

Total years in job/profession

2 Years

Years in current residence

1 Year (One Day if in a Super A Company)

For Self Employed Individuals

Criteria*

Self Employed

Age

23 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years

Minimum Turnover

Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials

Minimum Profit After Tax

Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials

Business Stability

In current business for at least 5 years and minimum 3 years for doctors

Existing relationship with the bank

Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track asrequired

Personal Loan Documents


List of documents for Salaried

  1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  3. Latest 3 months Bank Statement (where salary/income is credited).
  4. Salary slips for last 3 months.
  5. 2 Passport Size photographs.
  6. List of documents for Self-Employed

KYC Documents : Proof of Identity; Address proof; DOB proof.

  1. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  2. Income proof (audited financials for the last two years).Latest 6 months Bank statement.
  3. Office address proof.
  4. Proof of residence or office ownership.
  5. Proof of continuity of business.

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