Personal Loan Kanpur

Personal Loan at 9.99%*

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Personal Loan Kanpur


What is Personal Loan?

Require instant cash for medical emergency ,wedding or anything else, Personal Loan is your solution!! Apply online now on LendingWale for best Loan Offers.

About Kanpur:
 Kanpur is a large industrial city on the banks of the Ganges River, in the north Indian state of Uttar Pradesh. On its northern outskirts, Kanpur Zoological Park features orangutans and tigers. East of the city, along the Ganges, the Massacre Ghat riverside steps were the site of an 1857 massacre during a rebellion against British rule. In the suburb of Jajmau is an ancient mound and archaeological site.

 

Features

  • Minimal paperwork
  • Guidance throughout the process, making process hassle free
  • Doorstep service at your comfort
  • Simplified documentation
  • Flexible repayment options
  • Apply Online and Get Quick Approval
  • Loan disbursal in 72 hours after submission of documents
  • Check your Personal Loan Eligibility.

Personal Loan Eligibility

For Salaried Individuals

Criteria*

Salaried

Age

22 years – 65 years.

Salaried individuals with minimum monthly income Rs.15,000 (Rs.20,000 for applicants residing in Mumbai & Delhi; Rs.18,000 for applicants residing in Chennai, Hyderabad, Bangalore, Pune & Kolkata; For Others Rs. 12,000)

Total years in job/profession

2 Years

Years in current residence

1 Year (One Day if in a Super A Company)

For Self Employed Individuals

Criteria*

Self Employed

Age

23 years (self employed individuals) and 25 years (for doctors); Maximum age – 65 years

Minimum Turnover

Rs. 40 lakh for non-professionals; Rs. 15 lac for professionals; as per audited financials

Minimum Profit After Tax

Rs. 2 lac for Proprietorship Firm/Self employed Individuals and Rs. 1 lac for non-professionals as per audited financials

Business Stability

In current business for at least 5 years and minimum 3 years for doctors

Existing relationship with the bank

Minimum 1 year liability relationship (current or savings account) or Asset relationship (loan) either live or closed in the last 36 months; repayment track asrequired

Personal Loan Documents


List of documents for Salaried

  1. Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
  2. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  3. Latest 3 months Bank Statement (where salary/income is credited).
  4. Salary slips for last 3 months.
  5. 2 Passport Size photographs.
  6. List of documents for Self-Employed

KYC Documents : Proof of Identity; Address proof; DOB proof.

  1. Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
  2. Income proof (audited financials for the last two years).Latest 6 months Bank statement.
  3. Office address proof.
  4. Proof of residence or office ownership.
  5. Proof of continuity of business.

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