IDBI Bank Personal Loan

Features

• Know your Personal loan Eligibility in 1 minute, available online and across all branches.
• Loan Tenure up to 5 years
• Highly competitive & Cheapest Interest Rates for Personal loans.
• Special offers, Easy EMIs and nominal charges for IDBI account holders.
• Special Personal loan offers* for women employees.

Benefits

• Simple documentation
• Instant Approval
• Car loan disbursal in just 2 days*
• Transparent procedure
• Car loans available for various needs

IDBI Car Loan Documents

Simple and easy Documentation for IDBI Car Loans (though documentation varies from individual to individual). The document requirement is based on your profession, income and loan requirement.

• Proof of identity: Copy of passport/voter ID card/driving license
• Last 3 months bank statement/6 months bank passbook
• Latest salary slip/ current dated salary certificate with the latest Form 16
• Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport

IDBI Car Loan Eligibility Criteria

Regular Income Group: This category includes salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

Eligibility Criteria:

• Age: 21-60 years.
• Employment: Have had a job for at least 2 years, and a minimum of 1 year with your current employer

• Earning: Minimum income:  Rs. 12,000/- per month net income

Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Calcutta, Ahmedabad, cochin)