Documents Required
ICICI Bank provides you with personal loan to fulfill your dreams with minimum documentation*:
List of documents for Salaried:
- Proof of Identity:- Passport / Driving License / Voters ID / PAN Card (any one)
- Latest 3 months Bank Statement (where salary/income is credited).
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- 2 Passport Size photographs
- Salary slips for last 3 months.
List of documents for Self-Employed:
- KYC Documents: Proof of Identity; Address proof; DOB proof.
- Income proof (audited financials for the last two years).
- Proof of Residence:- Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one).
- Latest 6 months Bank statement.
- Office address proof.
- Proof of continuity of business
- Proof of residence or office ownership.
Eligibility Criteria
Eligibility Criteria for Salaried Individuals
Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies.
- Minimum age of Applicant: 25 years
- Maximum age of Applicant at loan maturity: 60 years
- Minimum employment: Minimum 3 years in employment and minimum 1 year in the current organization
- Minimum Net Monthly Income: Rs. 30,000/- ( Rs. 3.6 Lac Annual Income)
Eligibility Criteria for Self Employed
Self employed (Professionals) include self – employed Doctors, Chartered Accountants.
- Minimum age of Applicant: 25 years for Chartered Accountants and 27 years for Doctors.
- Maximum age of Applicant at loan maturity: 65 years
- Years in profession: 3 to 5 years depending on profession
- Minimum Annual Income: Rs. 200000/- p.a.
