ICICI Bank Gold Loan

Gold Loan at 7.15% p.a

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ICICI Bank Gold Loan Key Features – Apply Now!

ICICI Bank Gold Loan Interest Rate 7.15% per annum
ICICI Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
ICICI Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
ICICI Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
ICICI Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
ICICI Bank Gold Loan Repayment Tenure 3 Months to 24 Months
ICICI Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

About ICICI Bank Gold Loan

Gold Loan EMI is a settled sum that you pay to ICICI Bank towards reimbursement of loan taken. You can pay your loan via monthly EMIs. Most minimal EMI that you pay to ICICI Bank on per lakh sum is Rs. 8,792. ICICI Bank Gold Loan EMI compromises principal payment and interest payment. To start with years, the interesting part on loan is more than the principal part. In the entire reimbursement time frame, EMI stays steady however the interesting part on loan continues diminishing while the principal segment continues expanding separated from the change interest rate on Gold Loan. Check out the benefits of ICICI Gold Loan:

  1.  ICICI offers loans against gold with straightforward documentation and instant processing.
  2.   The bank gives a section prepayment and foreclosure facility to its gold loan clients.
  3.  The bank gives loan against gold for farming purposes at a reasonable interest rate.

ICICI Gold Loan’s Features:ICICI Bank Gold Loan

  1.  ICICI Bank Gold Loan Interest Rate begins from 7.15% to 16.20%
  2.  The charges processing expenses of 1% of the loan sum
  3.  Loan Tenure of Gold Loan ranges from a half year to a year
  4.  Least EMI per lakh on Gold Loan from ICICI Bank is Rs. 5,293 offered at the most minimal interest rate of 10.00% at the lengthy loan duration of one year.
  5.  ICICI permits prepayment of jewel loans with 1% of loan outstanding charges

Eligibility Criteria:

  1.  Borrower’s age: Age to apply for Gold Loan from ICICI Bank is to a very long time for salaried, to a long time for independently employed experts, and to a very long time for a representative
  2.  The income of the applicant: Income helps in deciding your ability to reimburse the loan. ICICI Bank offers Gold Loan to just whose base net brings home compensation is Rs. 0. If Gold Loan eligibility as figured by the Gold Loan eligibility calculator is not as much as the loan you require, you can include the wage of earning family members.
  3.  Loan Amount: Applicants can apply for Gold Loan in ICICI Bank with a base loan measure of Rs. 10,000 and a maximum of Rs. 1,500,000
  4.  Loan Tenure: The lengthy loan duration you decide on, the more is your Gold Loan eligibility. ICICI Bank gives you Gold Loan for duration/tenure of a half year to a year

Documentation:

 The documentation procedure of ICICI Bank is hassle-free. You have to submit one proof of identity and one proof of residence to grab an ICICI Gold Loan.

  1. Identity proof: PAN Card, Driving License, Passport, Voter’s ID Card, Aadhar Card
  2.  Residence proof: Voter’s ID Card, Aadhar Card, Rent Agreement, Utility Bills, Bank Statement

Why Bestloandeal.in?

You can apply for a gold loan with HDFC Bank straightforwardly through a branch or by filling an online form. We will give you a point by point comparison of gold loan plans, all things considered, figure your gold loan eligibility, and associate you with the best bank for a gold loan. You will likewise be helped by our professionals who will guarantee that the way toward getting a loan is smooth, advantageous, and instant. You can get gold credit in a solitary branch visit amid which HDFC Bank will complete checking of your gems as far as its immaculateness and weight. On the off chance that the adornments meet the bank guidelines, the bank will sanction your gold loan and give you a quick loan against the security of your gold ornaments.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

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