Best Banks for Gold Loan in Hyderabad:
Feature |
HDFC Bank |
ICICI Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Hyderabad Features:
Do you go through some kind of financial situation of some way during a crisis? The shortage of cash has become a great concern for many individuals. Try not to stress; Gold Loan has the answer to each question. Basically, this loan is backed by limited documentation. If the confirmation process is completed, this loan will be accepted in 48 hours. The Gold Loan Hyderabad is a secured loan that has helped buyers at good interest rates.
The borrower must have a strong and robust supply of financial benefits to take a Gold Loan and settle on an acceptable credit record. And for the Gold loan, the employee’s salary is not reduced. The borrower would be ready to accept the loan at any time and from anywhere.
Gold Loan Rate Per Gram Today in Hyderabad:
Bank Gold Loan Per Gram – Updated October 2020
Updated - Gold Loan Per Gram Rate |
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Gold Weight |
Gold Purity24 Carat |
Gold Purity22 Carat |
Gold Purity20 Carat |
Gold Purity18 Carat |
1 gram | 4680 | 4290 | 3900 | 3510 |
10 gram | 46800 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Hyderabad Interest Rates and Charges:
Feature |
Gold Loan |
Processing Fee |
Tenure |
Interest Rate |
|||
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
ICICI Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1% | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Hyderabad Documents Required:
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
- Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
- Two passport size photographs.
Additional Documents Required for Gold Loan in Hyderabad:
- The Land Proof: More than Rs.1 lac. There is no need for evidence in the sense of the Agronomy Loan for particular agricultural ventures, then.
- Salary Proof: Salary Declaration and Form No.16
- A Letter of Promissory.
- Ornament Appraiser Certificate (for a candidate, the bank will arrange it).
Gold Loan in Hyderabad Eligibility Criteria:
- For the applicant, the minimum age expected by the bank is 21 years, and a maximum of 60 years.
- An Indian citizen must be the client.
Gold Loan in Hyderabad Agent and Contact Number:
The leading Hyderabad agent for the use of gold lending is BestLoanDeal. You can easily fill out a simple online application very quickly at BestLoanDeal.
By providing you with a comprehensive market analysis of different banks, BestLoanDeal allows you to find the best option for banks and NBFCs so that you can make the right decision. To fill in an easy application with your personal and job info, visit our BestLoanDeal website. Our client relationship managers are going to get in touch with you soon.
In Hyderabad, Call 9878981144 and receive personal loan assistance and approval immediately.
Pre Calculated EMI Table for Gold Loan in Hyderabad:
Rate of Interest |
6 months |
1 Yr |
2 Yrs |
3 Yrs |
7.00% | 17008 | 8652 | 4477 | 3088 |
8.00% | 17058 | 8699 | 4523 | 3134 |
8.50% | 17082 | 8722 | 4546 | 3157 |
9.00% | 17107 | 8745 | 4568 | 3180 |
9.50% | 17131 | 8678 | 4591 | 3203 |
10.00% | 17156 | 8791 | 4614 | 3227 |
10.50% | 17181 | 8815 | 4637 | 3250 |
11.00% | 17205 | 8838 | 4661 | 3274 |
11.50% | 17230 | 8861 | 4684 | 3298 |
12.00% | 17254 | 8885 | 4707 | 3321 |
12.50% | 17279 | 8908 | 4731 | 3345 |
13.00% | 17304 | 8932 | 4754 | 3369 |
13.50% | 17329 | 8955 | 4778 | 3393 |
14.00% | 17354 | 8979 | 4801 | 3418 |
14.50% | 17378 | 9002 | 4825 | 3442 |
15.00% | 17403 | 9026 | 4845 | 3466 |
About Hyderabad:
The largest city and capital of the Indian state of Telangana and the de jure capital of Andhra Pradesh are Hyderabad. It occupies 625 square kilometres (241 sq mi) along the banks of the Musi River. Much of Hyderabad is located in the north of the city centre on hilly terrain around artificial lakes, including the Hussain Sagar lake, which predates the establishment of the city.
The fourth most populated city of India, Hyderabad has a population of 6.9 million people within the city limits, and has a population of 9.7 million residents in the metropolitan region, according to the 2011 Census of India, making it India’s sixth-most populous metropolitan area. Hyderabad has the fifth-largest metropolitan economy in India, with a production of US$ 74 billion.
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