Gold loan Chennai

Gold Loan at 7.15% p.a

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Best Banks for Gold Loan in Chennai:

Feature

HDFC Bank

ICICI Bank

Muthoot Finance

Interest Rate

9.90%

10.50%

12%

Min Loan Amt

Metro : 25000, Non : 15000

25000

15000

Max Loan Amt

1 Cr

1 Cr

1 Cr

Loan Tenure

3 months to 24 months

9 months to 24 months

1 month to 24 months

Processing Fee

0.25% to 1.50% of the Loan Amt

0.25% to 1.50%

Nil

Preclosure Chgs

2%, Nil foreclosure charges after 3 months

2%, Nil foreclosure charges after 9 months

Nil

Overdraft Facility

Yes

Yes

Yes

Pay Only Interest Facility

Yes

Yes

Yes

Gold Rate Per Gram

2500

2600

2700*

Gold Loan Chennai Features:

Gold Loan Chennai

Do you go through some kind of financial situation during a crisis in some way? The shortage of cash has become a great concern for many individuals. Try not to stress; Gold Loan has the answer to each question. Essentially, this loan is backed by limited documentation. If the confirmation process is completed, this loan will be accepted in 48 hours. A secured loan that has helped buyers at respectable interest rates is the Chennai Gold Loan.

The borrower must have a strong and robust supply of financial benefits to take a Gold Loan and settle on an acceptable credit record. And for the Gold loan, the employee’s salary is not reduced. The borrower would be ready to accept the loan at any time and from anywhere.

Gold Loan Rate Per Gram Today in Chennai:

Bank Gold Loan Per Gram – Updated October 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

24 Carat

Gold Purity

22 Carat

Gold Purity

20 Carat

Gold Purity

18 Carat

1 gram 4680 4290 3900 3510
10 gram 46800 42900 39000 35100
20 gram 93600 85800 78000 70200
30 gram 140400 128700 117000 105300
40 gram 187200 171600 156000 140400
50 gram 234000 214500 195000 175500
100 gram 468000 429000 390000 351000
200 gram 936000 858000 780000 702000
300 gram 1404000 1287000 1170000 1053000
400 gram 1872000 1716000 1560000 1404000
500 gram 2340000 2145000 1950000 1755000

 

Gold Loan in Chennai Interest Rates and Charges:

Feature

Gold Loan

Processing Fee

Tenure

Interest Rate

HDFC Gold Loan 9.90% 0.25 % - 1.50% 3 - 24 Month
ICICI Gold Loan 10.50% 0.25 % - 1.50%  9 - 24 Months
Axis Gold Loan 10.50% 0.50% - 1.50% 6 - 24 Months
Yes Bank Gold Loan 10.50% 0.50% - 1.50% 6 - 36 Months
SBI Gold Loan 9.50% 500/- to 0.50% 6 - 36 Months
Kotak Gold Loan 11.00% 1% to 2% 9 - 24 Months
IIFL Gold Loan 12.00% Nil 3 - 11 Months
Muthoot Finance Gold Loan 12.00% Nil 1 - 24 Months
Manappuram Gold Loan 12.50% Nil 6 - 12 Months
PNB Gold Loan 11.00% 0.70% to 1% 6 - 12 Months
Canara Bank Gold Loan 10.75% 1% 6 - 12 Months
IndusInd Bank Gold Loan 11.50% 1% - 1.5% 9 - 24 Months

 

Gold Loan in Chennai Documents Required:

  1. Signature Proof: Passport’s Copy/Driving License/Banker’s verification/cheque.
  2. Identity Proof: Passport’s Copy/ Voter’s ID card/ Driving License/Aadhaar card.
  3. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
  4. Two passport size photographs.

Additional Documents Required for Gold Loan in Chennai:

  1. The Land Proof: More than Rs.1 lac. There is no need for evidence in the sense of the Agronomy Loan for particular agricultural ventures, then.
  2. Salary Proof: Salary Declaration and Form No.16
  3. A Letter of Promissory.
  4. Ornament Appraiser Certificate (for a candidate, the bank will arrange it).

Gold Loan in Chennai Eligibility Criteria:

  1. For the applicant, the minimum age expected by the bank is 21 years, and a maximum of 60 years.
  2. An Indian citizen must be the client.

Gold Loan in Chennai Agent and Contact Number:

The leading Chennai agent for the use of gold lending is BestLoanDeal. You can easily fill out a simple online application very quickly at BestLoanDeal.

By providing you with a comprehensive market analysis of different banks, BestLoanDeal allows you to find the best option for banks and NBFCs so that you can make the right decision. To fill in an easy application with your personal and job info, visit our BestLoanDeal website. Our client relationship managers are going to get in touch with you soon.

In Chennai, call 9878981144 and receive personal loan assistance and approval immediately.

Pre Calculated EMI Table for Gold Loan in Chennai:

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

About Chennai:

The capital of the Indian state Tamil Nadu, Chennai, was also known as Madras up to 1996. It is one of the largest economic, cultural and educational centres in southern India, situated on the Coromandel Coast off the Bay of Bengal. It is the sixth-most populous city and the fourth-most populous urban agglomeration in India, according to the 2011 Indian census. Together with the neighbouring regions, the city constitutes the Chennai Metropolitan Area, the 36th largest urban area in the world by population.

Chennai, South India’s traditional and de facto gateway, is among the most visited Indian cities by international tourists. Chennai was ranked as the safest city in India by the Standard of Living Survey. 45% of health tourists visiting India are drawn to Chennai, and 30 to 40 per cent of domestic health tourists. “As such, it is referred to as” the health capital of India. Chennai has the fifth-largest Indian urban economy.

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