DCB Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

DCB Bank Gold Loan Key Features

DCB Bank Gold Loan Interest Rate 7.15% per annum
DCB Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
DCB Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
DCB Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
DCB Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
DCB Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of DCB Bank Gold Loan

  • Fast Procedure: You can get a Gold Loan from DCB Bank honestly and in a timely fashion with none hurdles. The mortgage gets accredited in just 60 mins.
  • Fewer Documents: The documentation manner is regular here; fewer documents are vital for the gold mortgage in DCB Bank.
  • Transparent System: The DCB Bank proposals broad transparency to their client; and this is, there are not any unidentified prices.
  • Amount of Loan: The least quantity of mortgage that DCB Bank can provide to their client is Rs. 15,000. And, in rural parts, it could be less than Rs 10,000.
  • Safety of Jewellery: One crucial element to note is that the financial institution takes the complete trepidation for the safety of your gold. After this, they kept the gold in fireplace-resistant safety.
  • Loan Tenancy: The time-period of the Gold loan in DCB Bank may be from 3 months to 2 years. After this, you can hand-pick your luxury hence.
  • Profits for Agriculturalists: DCB Bank offers a few special offers for farming functions. DCB Bank gives a negligible Gold Loan interest fee for agronomic functions.
  • No Debt Issue: There may be a hard and fast of instances like wherein if an applicant is not capable of repaying the amount of mortgage. In that instance, the applicant will not be underneath any money owed because the financial institution will simplest seize the applicant’s ornaments.
  • No Income margins: There are no obstacles on the revenue or earnings of the applicant; henceforward, all people with any revenue variety can observe for a gold loan in DCB Bank.

How Much Gold Loan can I Get through DCB Bank Gold Loan

DCB Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

DCB Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

DCB Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

DCB Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About DCB Bank Gold Loan

Life is fraught with worries and fears. You can then need cash to struggle with financial issues in your life. In that case, you will be able to get a Gold Loan from DCB Bank to fight with the economic emergency. A gold loan is a loan that’s secure. After that, this service may also be requested by individuals with a reduced CIBIL ranking.

There are loads of financial banking and non-banking organisations; however, that will give you the gold loan; but the best is taken into account by the Gold Loan. In 1930, DCB Bank came into being. In India, it is one of the most honest and enduring banks. It is also renowned for its robust economic characteristics. The transactions here are very secure.

  • DCB Bank Gold Loan Interest Rate is 7.15% per annum
  • DCB Bank Gold Loan Per Gram is ₹ 5,293
  • DCB Bank Gold Loan Tenure: Up to 24 months
  • DCB Bank Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of DCB Bank Gold Loan

DCB Bank gives some plans connected to the Gold Loan object which can be listed underneath:

  • Loan Against Gold – DCB Bank offers Gold Loan at exciting steps that are essential to satisfy anyone’s essential want of assets for any reason whether man or woman or expert. The gold credit score is made sure about the kind of loans, and then, the bank has no threat in giving the whole thing to the applicant, so it is given at a slower step of satisfactory when connected with several types of Loan items.
  • Loan Against Gold for the Cultivation industry – DCB Bank offers Gold Loans virtually to farming industry functions to farmers at an unprecedented step of interest when related to gold loans given for extraordinary possibilities. They are supplied with the one-of-a-kind gives, and whilst taking the mortgage, you need to supply the bank your Property evidence.
    Agriculture.

DCB Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your DCB Bank Gold Loan EMI?

  • Standing Instruction (SI): If you are the latest account holder with DCB Bank, Standing Instruction is a reliable method to pay. Your EMI entirety can be credited clearly at the manner to the month’s stop to month time frame from the DCB Bank account you show.
  • Electronic Clearing Service (ECS): The software may be useful within the incident that you have a non – DCB Bank and might need your EMIs to be charged consequently near the extreme restrict of the month to month cycle from this record.
  • Post-Dated Checks (PDC): You can present submit-dated EMI investigations from a non-DCB Bank account at your nearest DCB Bank Loan Centre. Another approach of PDCs ought to be available in a particular way. It can be splendid within the occurrence that you observe Post Dated Checks may be gathered non-ECS states are typically speaking.

DCB Bank Gold Loan Contact Number

Call on 9878981144 and get brief sustenance and agreement to your DCB Bank Gold Loan. You can now know the premium proposals on Gold Loan available from all the DCB Bank Branches in everywhere in India of a to gain the pinnacle deal correlated according to your requirements.

Gold Ornaments Accepted by DCB Bank

  • Gold Jewelry – Gold Bangles, Gold earrings, Gold anklets, Gold necklaces, and so forth. All of these are permitted by using DCB Bank to take a Gold Loan.
  • Quality – The excellent of gold need to be in among of 18 Carat to 22 Carat. Any gold jewellery that’s 24 Carat can not be used to take a gold loan.

Use of DCB Bank Gold Loan

The property strong by way of availing the DCB Bank Gold Loan facility which can be used for copious purposes like:

  • To fund any unique hoards which include a marriage, climbing, instalment of higher training fees, and many others.
  • For all of your advertising and marketing requirements, like shopping for new resources, growing advertising, and so forth., the loan facility is available.
  • You can also practice for Gold Loan for agronomic ideas. The bank gives nominal fees of interest for Gold Loans which might be used for agriculture or linked plans.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

FAQs About DCB Bank Gold Loan

  • What is the DCB Bank Gold Loan?

DCB Bank Gold Loan is a mortgage machine that you could apply for urgent monetary assist utilizing retaining your gold as safety with the financial institution. It also offers some great interest quotes on Term Loan, Overdraft, and EMI based loan. Customary Gold Loan disbursement time at DCB Bank is just 45 minutes.

  • How can I get the Gold Loan from DCB Bank?

You can fluently get the DCB Bank Gold Loan by visiting any of the gold mortgage providing branches of DCB Bank. You could follow online with BestloanDeals by way of just sitting at your private home and get the fair offers and offers. DCB Bank is one of the top banks in India that gives Gold Loan functions.

  • What is Gold Loan Interest Rate in DCB Bank?

The Gold Loan interest rate in DCB Bank is 7.15% consistent with annum. The price of interest is the situation to numerous elements, particularly: loan quantity, loan time-intervals, purity of gold, and association with DCB Bank.

  • How much Gold Loan can I get per gram in DCB Bank?

The per gram Gold Loan in DCB Bank that you may get relies upon at the purity of your gold. DCB Bank decided to take the gold of purity between 18 carats to 22 carats to offer a Gold Loan. You can avail as much as ₹ 5,293 Per Gram in DCB Bank Gold Loan.

  • How to check Gold Loan status in DCB Bank?

To take a look at your DCB Bank Gold Loan repute all, you want to do is, visit the DCB Bank Loan Status Tracker net web page and fill your info within the form given there. You could music the repute effects of your loan from the house and stay up to date.

  • How to calculate Gold Loan Interest in DCB Bank?

You can calculate the interest in your DCB Bank Gold Loan using BestloanDeals EMI Calculator which gives you protected quantities based at the information you enter into the calculator.

  • How to Pay DCB Bank Gold Loan Interest Online?

You pay DCB Bank Loan interest online via internet banking on the legit DCB Bank loan compensation web page. Otherwise, you may also refund your DCB Bank Gold Loan on Paytm the usage of your preferred fee process.

  • What if I can’t pay the interest on DCB Bank Gold Loan for 3 months?

If you no longer pay your Gold Loan for three months, first of all, the financial institution will remind you of your final bills. And after that, If the charge requests cross not noted an advocated legal be aware is despatched disturbing a refund and to complete the loan. Non-payment in your Gold Loan will cause a decreasing to your credit score score and additionally makes you legally responsible to face prison moves by using the bank in addition to repossession and public sale of your gold.

  • How can I apply for EMI Moratorium on DCB Bank Gold Loan?

You can follow for an EMI Moratorium on DCB Bank Gold Loan now among 1st March and 31st August 2020 and has to be finished with the aid of speaking the bank’s consumer care or through travelling the closest DCB Bank department.