Bharatiya Mahila Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Bharatiya Mahila Bank Gold Loan Key Features

Bharatiya Mahila Bank Gold Loan Interest Rate 7.15% per annum
Bharatiya Mahila Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Bharatiya Mahila Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Bharatiya Mahila Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Bharatiya Mahila Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Bharatiya Mahila Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Bharatiya Mahila Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Bharatiya Mahila Bank Gold Loan

  • Fast Process: Bharatiya Mahila Bank Gold Loan gets approved and payout easily. The loan is within an hour.
  • Negligible Documents: For Bharatiya Mahila Bank Gold Loan report measure is clear, and just basic archives are required
  • Straightforward System: Complete clearness is given to the customer; there are no shrouded charges.
  • Amount of Loan: The minutest amount of loan provided to the client is Rs. 15000. In rural areas, the minutest amount may also be but Rs 10,000.
  • The wellbeing of Jewelry: Bharatiya Mahila Bank is responsible for the security of your gold. Accordingly, the gold is introduced flame-resistant security.
  • Advance Tenure: The advance is allowed for the span from 3 months to 2 years.
  • Benefits for Farmers: Bharatiya Mahila Bank prevails some special offers for agricultural purposes. Low Gold Loan rate for agricultural uses square measure provided.
  • No Debt Burden: If in any situation the mortal isn’t able to pay the loan quantity, the mortal won’t be beneath debts.
  • No monetary benefit limits: there are no limitations on the compensation of the human. Henceforth, up-and-comers with any monetary profit level will benefit a gold advance.

How much Gold Loan can I Get through Bharatiya Mahila Bank Gold Loan

Bharatiya Mahila Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Bharatiya Mahila Bank Gold Loan Eligibility 

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Bharatiya Mahila Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Bharatiya Mahila Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Bharatiya Mahila Bank Gold Loan

Vulnerabilities are a piece of life. Hence, to handle all the cash obstacles throughout your life, we tend to all need money. Where Gold Loan assumes a critical part to battle with the cash emergency, individuals with low CIBIL score may have snappy admittance to the current assistance. Bharatiya Mahila Bank Gold Loan is a standout amongst other Gold Loans in India.

Despite, there is a number of financial banking and non-banking companies that avail the gold loan, but Bharatiya Mahila Bank Gold Loan is considered the best. Bharatiya Mahila Bank is well-known for its brilliant financial services, as it is one of the most reputed and dependable banks in India.

  • Bharatiya Mahila Bank Gold Loan Interest Rate is 7.15% per annum.
  • Bharatiya Mahila Bank Gold Loan Per Gram is ₹ 5,293
  • Bharatiya Mahila Bank Gold Loan Tenure: Up to 24 months
  • Bharatiya Mahila Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST.

Types of Bharatiya Mahila Bank Gold Loan

Bharatiya Mahila Bank provides different schemes attached to the Gold Loan product. Schemes are as follows:

  • Credit Against Gold-Bharatiya Mahila Bank gives Gold Loan at an engaging pace of premiums which can really satisfy anybody’s immediate need of assets for any close to home or expert reasons. Gold Loan is absolutely a made sure about sort of credit any place the bank includes no danger inside the attitude amount of money to the advance searcher at a lower pace of enthusiasm when contrasted with the contrary assortments of Loan stock.
  • Advance Against Gold for Agriculture-Specifically for rural purposes to ranchers Bharatiya Mahila Bank Avails Gold Loan at an extraordinary pace of enthusiasm when contrasted with the Gold Loans which are accommodated different employments. Particularly offers profits, and furthermore, the bank might want the Land confirmations on that premise the credit searchers apply for Loan.

Bharatiya Mahila Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Bharatiya Mahila Bank Gold Loan EMI?

Bharatiya Mahila Bank Gold Advance can be repaid in the distinctive after manners:

  • Standing Instruction (SI): If you are an account holder with Bharatiya Mahila Bank currently, then Standing Instructions is the most opted method of compensation. Toward the end of the month period, the EMI amount will be credited from the applicant’s Bharatiya Mahila Bank account the applicant shows.
  • Electronic Clearing Service (ECS): This plan is for the candidates who have a non-Bharatiya Mahila Bank record, and the EMIs should be charged thus toward the month’s end cycle from this record.
  • Post-Dated Checks (PDC): The candidate can introduce post-dated EMI inspect from the non-Bharatiya Mahila Bank articulation at your close by Bharatiya Mahila Bank Loan Center. Quickly, the rebuild of PDCs should be offered. For ideal condition, it’s recommended to see Post Dated Checks which can be gathered non-ECS states since it was.

Bharatiya Mahila Bank Gold Loan Contact Number

To obtain instant assistance and approval for your Bharatiya Mahila Bank Gold Loan, call  9878981144. To use the best deal relevant to your needs, you can learn the best Gold Loan deals available from all Bharatiya Mahila Bank branches across the world.

Gold Ornaments Accepted by Bharatiya Mahila Bank

  • Gold Jewelry like Gold Bangles, Gold hoops, Gold Lockets, Gold anklets, Gold Necklaces and so on are completely acknowledged by Bharatiya Mahila Bank for looking for Gold Loan.
  • Quality: the nature of Gold ought to be between 18 to 22 Carat. Any Gold Ornaments of 24 carats can’t profit Gold Loan.

Use of Bharatiya Mahila Bank Gold Loan

The fund that is obtained by Bharatiya Mahila Bank Gold Loan services can be used for several purposes:

  • Fund for any explicit investments like hiking, matrimony, instalment of upper tuition payments, etc.
  • Credit benefits square measure possible for advancing needs like getting contemporary give, creating advancing, and so on
  • Extra Gold Loan likewise can be profited for level thoughts. The bank gives a lower pace of enthusiasm for Gold Loans that are accessible for cultivating or cultivating related tasks.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

FAQs About Bharatiya Mahila BankGold Loan

  • What is Bharatiya Mahila Bank Gold Loan?

Bharatiya Mahila Bank Gold Loan may be a loan theme wherever you’ll access for any emergency monetary facilitate by keeping your gold as a guarantee with the bank. It comes with participating interest rates on Term Loan, the order of payment and EMI primarily based loan. Average Gold Loan disbursal time is simply 45 minutes.

  •  How can I get the Gold Loan from the Bharatiya Mahila Bank? 

You can get Bharatiya Mahila Bank Gold Loan by being to any nearby Gold Loan offering branch. Even you can obtain Gold Loan online with BestLoanDeal from anywhere and get the best deals and offers.

  •   What is Gold Loan Interest Rate in Bharatiya Mahila Bank?

The Gold Loan rate of interest in Bharatiya Mahila Bank is 7.15% every year. The speed of interest depends on varied criteria, namely: loan quantity, loan tenure, purity of gold etc.

  •   How much Gold Loan can I get per gram in Bharatiya Mahila Bank?

The value of per gram Gold Loan strictly depends on the purity and quality of the gold. Bharatiya Mahila Bank believes gold purity between 18 to 22 carats to supply a Gold Loan. you’ll avail up to Rs. 5,293 per gram in Bharatiya Mahila Bank of India Gold Loan.

  •   How to check Gold Loan status in Bharatiya Mahila Bank?

To check the standing of Bharatiya Mahila Bank Gold Loan, you’ll be able to visit Bharatiya Mahila Bank Loan hunter. Mention your options within the provided application. This may simply assist you to trace the standing of your loan from anyplace at any time and keeps you updated.

  •   How to calculate Gold Loan Interest in Bharatiya Mahila Bank?

Bharatiya Mahila Bank Gold Loan interest is often calculated victimization BestLoanDeal’s EMI Calculator. It provides you with the correct details supported the data the person enters within the calculator.

  •   How to Pay Bharatiya Mahila Bank Gold Loan Interest Online?

Bharatiya Mahila Bank Gold Loan premium can be paid through net putting money on the authority Bharatiya Mahila Bank credit reimbursement page or then again. Another mode Paytm can likewise be utilized to reimburse Bharatiya Mahila Bank Gold Loan or your favoured instalment strategy.

  •   What if I can’t pay the interest on Bharatiya Mahila Bank Gold Loan for three months?

If the interest isn’t paid back for three months, then ab initio a reminder is given for your unfinished dues. After this, if the payment requests go neglected or inaudible, then an official legal notice is shipped, that demands the compensation and closure of the loan. Such defaults on your Gold Loan lands up in an exceedingly decrease of your credit score and additionally cause you to respond to face legal actions by the bank which can embrace arrogation and auction of your gold.

  •   How can I apply for EMI Moratorium on Bharatiya Mahila Bank Gold Loan?

Within 1 March and 31 August 2020, you can apply for the EMI moratorium on the Bharatiya Mahila Bank Gold Loan. By contacting the Bank Customer Service or visiting the nearest Bharatiya Mahila Bank branch, you will get it done.