Bandhan Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Bandhan Bank Gold Loan Key Features – Apply Now!

Gold Loan Interest Rate 7.15% per annum
Bandhan Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Bandhan Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Bandhan Bank  Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Gold Loan Repayment Tenure 3 Months to 24 Months
Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Bandhan Bank Gold Loan

  • Easy procedure: You execute solely and without problems take a Gold loan from Bandhan Bank except for somebody obstacles. In only 60 minutes, the loan is allowed.
  • Fewer documents: The development concerning the documentation right here is steady; fewer archives are required for the Bandhan Bank Gold loan.
  • Transparent System: The Bandhan Bank proposals completed transparency after their client; yet to that amount is, at that place are no unidentified fees.
  • Loan amount: The minimal aggregation of mortgage to that amount do keep given after the consumer utilizing Bandhan Bank is Rs. 15,000 and, such perform remain inferior to Rs 10,000 for peasant districts.
  • Jewellery safety: An essential element in conformity with taking into account is to that amount the bank takes completed responsibility because of the protection concerning thine gold. They kept the gold between fire-proof security afterwards.
  • Loan Tenancy: The time-interval of the Gold mortgage between Bandhan Bank be able to stay from three months in conformity with two years. Afterwards, thou can pick thine luxury accordingly.
  • Profits because of Agriculturalists: Bandhan Bank provides half exclusive offers because of agricultural purposes. Bandhan Bank offers a nominal Gold Loan activity dimension for agricultural purposes.
  • No Debt Issue: There is a group of instances kind of at some point of as agreement an ethnical is not geared up following reciprocating the amount concerning the loan, in that instance, the human.
  • No earnings limits: there are no obstacles regarding the applicant’s revenue yet income; someone individual including somebody engages length may also apply following Bandhan Bank because of a Gold loan from at present.

How Much Gold Loan can I Get through Bandhan Bank Gold Loan?

Bandhan Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

 

Bandhan Bank Gold Loan Eligibility

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

 

Bandhan Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

 

Bandhan Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

 

About Bandhan Bank Gold Loan

Life is fraught, including concerns yet fears. You are able after wanting cash in imitation of struggle, including economic troubles in life. In to that amount scenario, ye can get a Bandhan Bank Gold Loan in imitation of handle the economic emergency. A gold loan is a loan it truly is secure. After that, it employs can also keep requested by men and women along with a decreased CIBIL ranking.

There are, however, a variety of money banking and non-banking enterprises up to expectation can provide you together with the gold loan; however, that is viewed as the most significant riches loan. In 2014, Bandhan Bank came into being. In India, that is the best or passive banks. It is also famed because of its strong financial characteristics. The transactions here are at all secure.

  • Bandhan Bank Gold Loan Interest Rate is 7.15% per annum
  • Bandhan Bank Gold Loan Per Gram is ₹ 5,293
  • Bandhan Bank Gold Loan Tenure: Up to 24 months
  • Bandhan Bank Gold Loan Processing Fee is Up to 1.50% of the principal Loan Amount + GST

Types of Bandhan Bank Gold Loan

Bandhan Bank presents half plans allied after the Gold Loan item which are listed below:

  • Loan Against Gold – Bandhan Bank gives Gold Loan within exciting steps as are indispensable because of any cause, whether singular or professional, in conformity with fulfilling anyone’s critical necessity because of assets. The form over loans is ensured by utilizing the gold credit. Therefore the bank has no danger concerning offering the total to the borrower consequently as the benefit is offered at a lower board when combined including one of a kind sorts about the mortgage items.
  • Loan Against Gold because the agriculture sector – Bandhan Bank mainly provides ranchers with gold loans because praedial enterprise purposes at a rare degree of a pastime then combined in conformity with gold loans issued because of more than a few possibilities. Multiple gives are given, yet at the era about arrival the loan, thou bear in imitation of giving the bank proof of your house.

Bandhan Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

 

How to Pay Your Bandhan Bank Gold Loan EMI?

  • Standing Instruction (SI): If thou are presently a Bandhan Bank calculation holder, the Standing Instruction is an extremely secure charge process. Your entire EMI would logically remain credited from the Bandhan Bank calculation thou try about the way according to the give up regarding the month after the month age period.
  • Electronic Clearing Service (ECS): The software might also lie useful of the obtaining so much though hold a non – Bandhan Bank then pleasure want then EMIs according to stay charged subsequently shut according to the highest power on the month according to month period from that record.
  • Post-Dated Checks (PDC): At your nearest Bandhan Bank Loan Centre, ye can make current post-dated EMI investigations beyond a non-Bandhan Bank account. Another PDC approach should keep handy in a real way. It would stay excellent in imitation of notice that Post Dated Checks would typically keep accrued among non-ECS states.

Bandhan Bank Gold Loan Contact Number

Call at 9878981144 and arrive instantaneous assist or agreement for you Bandhan Bank Gold Loan. You perform nowadays comprehend the top rate provides over Gold Loan available out of entire the Bandhan Bank Branches into whole above India in imitation of acquiring the pinnacle deal attached according to in imitation of the requirements.

Gold Ornaments Accepted by Bandhan Bank

Gold Jewellery-Gold Bangles, Gold Rings, Gold Anklets, Gold Necklaces, etc. are every allowed under absorbing a Gold Loan from Bandhan Bank.

Gold Value-The charge on riches must spread out of 18 in conformity with 22 carats. Every riches ornament, as is 24 Carat, be able no longer remain used under absorbing a gold loan.

Use of Bandhan Bank Gold Loan

The belongings are secure by the makes use of on the Bandhan Bank Gold Loan facility, who execute stand back because of much purposes, specific as:

  • To funds partial specific hoards individual as much marriage, climbing, more outstanding education virtue payments, etc.
  • Loan facilities are on hand because of fundamental thine advertising needs, particular as much purchasing new supplies, creation marketing, etc.
  • You might also pray because of an Agrarian Ideas Gold Loan. For gold loans so much are used because culture and associated plans, the financial institution presents small interest charges

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

 

FAQs About Bandhan Bank Gold Loan

  • What is Bandhan Bank Gold Loan?

Bandhan Bank Gold Loan is a loan system as you do apply because of urgent economic assist with the aid of maintaining the gold as like safety along the bank. It also comes together with the best activity fees regarding Term Loan, Overdraft, yet EMI primarily based loan. Customary Gold Loan disbursement period at Bandhan Bank is just 45 minutes.

  • How can I get the Gold Loan from Bandhan Bank?

You may fluently reach the Bandhan Bank Gold Loan by using journeying anybody about the gold mortgage imparting branches concerning Bandhan Bank or ye execute the request online with BestloanDeals via just encampment at you home yet arrive the extensive deals or offers. Bandhan Bank is some concerning the top banks within India to that amount presents Gold Loan features.

  • What is Gold Loan Interest Rate in Bandhan Bank?

The Gold Loan interest dimensions into Bandhan Bank is 7.15% care of annum. The interest rate is the situation to half factors, namely: mortgage amount, loan time-periods, purity concerning gold, yet association including Bandhan Bank.

  • How much Gold Loan can I get per gram in Bandhan Bank?

The per gram Gold Loan in Bandhan Bank that executes come relies upon about the purity concerning your gold. Bandhan Bank decided to absorb the gold about the purity of 18 carats after 22 carats under offer a Gold Loan. You perform benefit over according to ₹ 5,293 Per Gram between Bandhan Bank Gold Loan.

  • How to check Gold Loan status in Bandhan Bank?

To take a look at thine Bandhan Bank Gold Loan fame all, you want in conformity with function is, visit the Bandhan Bank Loan Status Tracker web page. Or enter you small print among the form fond even, and ye perform to track the popularity without problems about you mortgage out of thine residence and stay updated.

  • How to calculate Gold Loan Interest in Bandhan Bank?

You may account the interest concerning your Bandhan Bank Gold Loan the usage of BestloanDeals EMI Calculator as offers thou protected quantities based totally of the info thou unite within the calculator.

  • How to Pay Bandhan Bank Gold Loan Interest Online?

You can deliver Bandhan Bank Loan pastime online thru internet banking over the authentic Bandhan Bank mortgage internet web page. You will be able additionally to refund you Bandhan Bank Gold Loan regarding Paytm using thine hand-picked payment method.

  • What if I can’t pay the interest on Bandhan Bank Gold Loan for 3 months?

If you will no longer pay the Gold Loan for three months, firstly the financial institution wishes to remind thou on you fit payments. And afterwards, If the payment requests go omitted an endorsed felony be aware is despatched stressful the compensation and to finish the loan. Non-payment over you Gold Loan intention propulsion following a decreasing of you credit score and also makes you legally in charge in conformity with back prison moves with the aid of the financial institution namely correctly as repossession yet public sale on the gold.

  • How can I apply for EMI Moratorium on Bandhan Bank Gold Loan?

You can apply on an EMI Moratorium concerning Bandhan Bank Gold Loan currently among 1st March and 31st August 2020 or has in conformity with being taken by using speaking the Bank’s purchaser outweigh and with the aid of travelling the nearest Bandhan Bank branch.