Andhra Pradesh Grameena Vikas Bank Gold Loan

Gold Loan at 7.15% p.a

Apply & Get Instant Money

Andhra Pradesh Grameena Vikas Bank Gold Loan Key Features – Apply Now!

Andhra Pradesh Grameena Vikas Bank Gold Loan Interest Rate 7.15% per annum
Andhra Pradesh Grameena Vikas Bank Gold Loan Per Gram Rate Per Gram Today is ₹ 5,293
Andhra Pradesh Grameena Vikas Bank Gold Loan Amount Up to Rs. 1 Crore (With Income Proof)
Andhra Pradesh Grameena Vikas Bank Gold Loan Processing Fee 1.50% of the Principal Loan Amount
Andhra Pradesh Grameena Vikas Bank Gold Loan Prepayment Charges 2%+GST (Within 3 Months), 0 (After 3 months)
Andhra Pradesh Grameena Vikas Bank Gold Loan Repayment Tenure 3 Months to 24 Months
Andhra Pradesh Grameena Vikas Bank Gold Loan Repayment Scheme Bullet Payment Scheme, Overdraft Scheme

Advantages of Andhra Pradesh Grameena Vikas Bank Gold Loan

  • Quick Process: The Gold Loan from Andhra Pradesh Grameena Vikas Bank is readily accepted and paid out. The loan is about an hour away. 

     

  • Minimal Documents: The Gold Loan Document Method is a simple and only acceptable area unit of documents necessary for Andhra Pradesh Grameena Vikas Bank, 

     

  • Transparent System: the consumer is given perfect clarity, there are no secret costs.
  • The measure of Loan: Rs. 15000 is the base measure of advance provided to the purchaser. The littlest sum may likewise be not as much as Rs 10,000 in rustic zones. 
  • Security of Jewelry: Andhra Pradesh Grameena Vikas Bank is in charge of the wellbeing of your gold. In this manner, gold is given flame-resistant security. 
  • Credit Tenure: The Gold advance is conceded for the length from 3 months to 2 years. 
  • Advantages for Farmers: Andhra Pradesh Grameena Vikas Bank wins some extraordinary proposals for agrarian functions. Low Gold Loan rate for rural uses square measure gave.
  • No Debt Burden: if the mortal were unable to pay the loan amount in any event, the mortal will not be in debt. 
  • No financial benefit constraints: There are no limits on a mortal’s wage. Candidates with a degree of financial advantage would also benefit from a gold loan.

How much Gold Loan can I Get through Andhra Pradesh Grameena Vikas Bank Gold Loan

Andhra Pradesh Grameena Vikas Bank Gold Loan Per Gram – Updated September 2020

Updated - Gold Loan Per Gram Rate

Gold Weight

Gold Purity

Gold Purity

Gold Purity

Gold Purity

24 Carat

22 Carat

20 Carat

18 Carat

1 gram

4680 4290 3900 3510

10 gram

46800 42900 39000 35100

20 gram

93600 85800 78000 70200

30 gram

140400 128700 117000 105300

40 gram

187200 171600 156000 140400

50 gram

234000 214500 195000 175500

100 gram

468000 429000 390000 351000

200 gram

936000 858000 780000 702000

300 gram

1404000 1287000 1170000 1053000

400 gram

1872000 1716000 1560000 1404000

500 gram

2340000 2145000 1950000 1755000

Andhra Pradesh Grameena Vikas Bank Gold Loan Eligibility 

Age

18-70 years of age

Nationality

Indian

Employment Status

Salaried, Self-Employed

Gold Quality

Minimum 18 Carats

Andhra Pradesh Grameena Vikas Bank Gold Loan Documents Required

Photographs

2 Passport Size

Identity Proof

Aadhar Card, Passport, PAN Card, etc. (Only 1 is required)

Residence Proof

Aadhar Card, Driving License, Ration Card, etc. In the case of Rented House then the rent agreement or water/electricity bills for the last three months can be considered. (Only 1 is required)

Andhra Pradesh Grameena Vikas Bank Gold Loan Interest Rate, Fees and Charges

HDFC Gold Loan Interest Rate

7.00% per annum

Processing Fee

1.50% of the Principal Loan Amount

Prepayment/Foreclosure Charges

2%+GST (Within 3 Months), 0 (After 3 months)

Valuation Fee

Rs 250 for a loan up to Rs 1.5 lacs and Rs 500 for a loan over and above Rs 1.5 lacs

Late Repayment Charges

2% p.a. + Applicable rate of interest.

Renewal Processing Fees

Rs 350 + GST

About Andhra Pradesh Grameena Vikas Bank Gold Loan

Uncertainties are a fact of life. So, to conquer all the cash barriers of your life, we all seem to want cash. The Gold Loan plays an important role in tackling the cash crisis. The current service can be easily accessed by individuals with low CIBIL ratings. The Andhra Pradesh Grameena Vikas Bank Gold Loan is one of the simplest gold loans in India.
Regardless, there is various monetary banking and non-banking organizations that benefit the gold advance, yet Andhra Pradesh Grameena Vikas Bank Gold Loan is viewed as the best. Andhra Pradesh Grameena Vikas Bank is notable for its great cash administrations since it is one in all the premier assumed and trustworthy banks in India.

  • Andhra Pradesh Grameena Vikas Bank Gold Loan Interest Rate is 7.15% per annum
  • Andhra Pradesh Grameena Vikas Bank Gold Loan Per Gram is ₹ 5,293
  • Andhra Pradesh Grameena Vikas Bank Gold Loan Tenure: Up to 24 months
  • Andhra Pradesh Grameena Vikas Bank Gold Loan Processing Fee is Up to 1.50% of the Loan Amount + GST

Types of Andhra Pradesh Grameena Vikas Bank Gold Loan

Andhra Pradesh Grameena Vikas Bank provides completely different schemes connected to the Gold Loan product.

  • Loan Against Gold- The Andhra Pradesh Grameena Vikas Bank offers gold loans at an attractive interest rate that can literally fulfil the direct need for funds for any personal or professional purpose. Gold Loan is a fully secured loan where opposed to the alternative forms of loan merchandise, the bank has no chance of disposing of money to the loan seeker at a lower rate of interest.
  • Advance Against Gold for Agriculture- Specifically for the agrarian purposes to ranchers, Andhra Pradesh Grameena Vikas Bank Avails Gold Loan at an exceptional pace of enthusiasm when contrasted with the Gold Loans which are accommodated different employments. Particularly offers profits and conjointly the bank would cherish the Land evidence on its premise the credit searchers apply for Loan.

Andhra Pradesh Grameena Vikas Bank Gold Loan EMI Calculator

Rate of Interest
6 months
1 Yr
2 Yrs
3 Yrs
7.00% 17008 8652 4477 3088
8.00% 17058 8699 4523 3134
8.50% 17082 8722 4546 3157
9.00% 17107 8745 4568 3180
9.50% 17131 8678 4591 3203
10.00% 17156 8791 4614 3227
10.50% 17181 8815 4637 3250
11.00% 17205 8838 4661 3274
11.50% 17230 8861 4684 3298
12.00% 17254 8885 4707 3321
12.50% 17279 8908 4731 3345
13.00% 17304 8932 4754 3369
13.50% 17329 8955 4778 3393
14.00% 17354 8979 4801 3418
14.50% 17378 9002 4825 3442
15.00% 17403 9026 4845 3466

How to Pay Your Andhra Pradesh Grameena Vikas Bank Gold Loan EMI?

Andhra Pradesh Grameena Vikas Bank Gold Advance can be recompensed in the several subsequent methods:

  • Standing Instruction (SI): If an up-and-comer is a record proprietor with Andhra Pradesh State Co-employable Bank at present, at that point Standing Instructions is the most picked technique for remuneration. At the end of the month time frame, the EMI sum will be charged from the candidate’s Andhra Pradesh Grameena Vikas Bank account the candidate shows. 
  • Electronic Clearing Service (ECS): This subject is for the applicants WHO have an Andhra Pradesh Grameena Vikas Bank record and furthermore the EMIs got the opportunity to be charged therefore at the tip. 
  • Post-Dated Checks (PDC): From the non-Andhra Pradesh Grameena Vikas Bank explanation at your close by Andhra Pradesh Grameena Vikas Bank credit focus, the individual will offer a post-dated EMI outline. Quickly, PDCs ought to be accommodated rebuilding. It is told to note Post Dated Tests for the ideal circumstance that could be gotten as an outcome of non-ECS

Andhra Pradesh Grameena Vikas Bank Gold Loan Contact Number

Call at 9878981144 to urge instant help and support for your Andhra Pradesh Grameena Vikas Bank Gold Loan.

Gold Ornaments Accepted by Andhra Pradesh Grameena Vikas Bank

  • Gold jewellery such as gold bracelets, gold rings, gold locks, gold anklets, gold necklaces, etc. is all accepted by the Andhra Pradesh Grameena Vikas Bank to search for a gold loan. 
  • Quality: Gold quality can range from 18 to 22 carats. For ornaments of 24 carats, no gold loan is given.

Use of Andhra Pradesh Grameena Vikas Bank Gold Loan

The asset that is gotten by Andhra Pradesh Grameena Vikas Bank Gold Loan administrations can be utilized for a few purposes:

  • Asset for some specific ventures, for example, climbing, marriage, upper educational cost installment portion, and so on
  • Advance administrations square measure realistic for the advancement of necessities, for example, contemporary gracefully, advancement development, and so forth
  • Level ideas may likewise be utilized for extra gold advances. The bank offers a lower financing cost on gold advances accessible for adventures identified with cultivating or cultivating.

Gold Loan Interest Rate of Major Banks

Bank

 Interest Rates

HDFC Bank Gold Loan

7.15% – 14.50%

ICICI Gold Loan

7.15% – 16.10%
Muthoot Finance Gold Loan

7.15% – 24.00%

Axis Bank Gold Loan

7.15% – 17.00%
Manappuram Gold Loan

7.15% – 26.00%

Yes Bank Gold Loan

7.15% – 15.99%
Bank of India Gold Loan

7.15% – 26.00%

Federal Bank Gold Loan 

7.15% – 13.50%
IIFL Gold Loan

7.15% – 12.00%

Central Bank of India Gold Loan

7.15% – 14.65%

Canara Bank Gold Loan

7.15% – 12.65%

Allahabad Bank Gold Loan

7.15% – 10.45%

Induslnd Bank Gold Loan

7.15% – 15.75%
PNB Gold Loan

7.15% – 11.75%

Bajaj Finance Gold Loan

7.15% – 26%
SBI Gold Loan

7.15% – 15.99%

Indian Bank Gold Loan

7.15% – 15.99%
UCO Bank Gold Loan

7.15% – 26.00%

Kotak Mahindra Bank Gold Loan

7.15% – 13.50%
Syndicate Bank Gold Loan

7.15% – 12.00%

FAQs About Andhra Pradesh Grameena Vikas Bank Gold Loan

  • What is Andhra Pradesh Grameena Vikas Bank Gold Loan?

Andhra Pradesh Grameena Vikas Bank Gold Loan could also be a loan theme where you can access by holding your gold as a guarantee with the bank for any emergency financial facilitation. Collaborative interest rates on the term loan, the order of payment and the loan dependent on EMI are included. The total disbursement time for gold loans is just 45 minutes.

  • How can I get the Gold Loan from the Andhra Pradesh Grameena Vikas Bank? 

You can get Andhra Pradesh Grameena Vikas Bank Gold Loan by being to any near Gold Loan giving branch. Even you’ll be able to access to Gold Loan on-line with BestLoanDeal from anyplace and find the most effective deals and offers.

  • What is Gold Loan Interest Rate in Andhra Pradesh Grameena Vikas Bank?

The Gold Loan interest rate of the Andhra Pradesh State Cooperative Bank is 7.15 per cent once a year. The interest rate depends on various criteria: the amount of the loan, the loan’s tenure, the purity of the gold, etc.
  • How much Gold Loan can I get per gram in Andhra Pradesh Grameena Vikas Bank?

The value of a gold loan per gramme depends solely on the purity and the condition of the gold. The Andhra Pradesh Grameena Vikas Bank claims the purity of gold to supply a gold loan varies from 18 to 22 carats. At the AAndhra Pradesh Grameena Vikas Bank of India Gold Loan, you can use up to Rs. 5,293 per gramme.
  • How to check Gold Loan status in Andhra Pradesh Grameena Vikas Bank?

To check the standing of Andhra Pradesh Grameena Vikas Bank Gold Loan you will be ready to visit Andhra Pradesh Grameena Vikas Bank loan hunter. Mention your choices inside the provided application. this could merely assist you to trace the standing of your loan from anywhere at any time and keeps you updated.

  • How to calculate Gold Loan Interest inAndhra Pradesh Grameena Vikas Bank?

Andhra Pradesh Grameena Vikas Bank Gold Loan interest is commonly calculated victimization BestLoanDeal’s EMI Calculator. It provides you with the right details supported the info the person enters inside the calculator.

  • How to Pay Andhra Pradesh Grameena Vikas Bank Interest Online?

Andhra Pradesh Grameena Vikas Bank Loan interest will be paid through internet banking on the official Andhra Pradesh Grameena Vikas Bank Gold Loan or your most popular payment methodology.

  • What if I can’t pay the interest on Andhra Pradesh Grameena Vikas Bank Gold Loan for 3 months?

If the interest is not paid back after three months, a notice of the unfinished dues is issued ab initio. After that, if the demands for payment are neglected or imperceptible, an official legal notice is issued, which includes repayment and termination of the loan. Such defaults on your Gold Loan land in Associate in Nursing significantly decrease your credit score and therefore lead you to react to the bank’s legal behaviour that will accept greed and auction of your gold.

  • How can I apply for EMI Moratorium on Andhra Pradesh Grameena Vikas Bank Gold Loan?

You can appeal for EMI Moratorium on Andhra Pradesh Grameena Vikas Bank Gold Loan within 1st March and 31st August 2020. you’ll be able to tumble done by contacting the Bank client Care or visiting the near Andhra Pradesh Grameena Vikas Bank branch.